Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,288 reviews, last reviewed 21st Aug 2026
54% increase in 5 star reviews
in the past 90 days
58% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been absolutely the best Always been absolutely the very n Reviewed on: 21st August 2026
Barry Dobson's avatar
Barry Dobson

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101288)

It gives option to pay in 3 instalments, good peace...

5
It gives option to pay in 3 instalments, good peace of mind Reviewed on: 8th July 2026

I have never had any problems using PayPal

5
I have never had any problems using PayPal Reviewed on: 8th July 2026

No problem in receiving a 3 monthly payment plan for...

5
No problem in receiving a 3 monthly payment plan for a new washing machine I purchased, interest free i might add. All made the odd payment to charities with no hassle. Will definitely be using again when the need arises. Reviewed on: 8th July 2026

Good experience for paying through PayPal

5
Good experience for paying through PayPal Reviewed on: 8th July 2026

Easy and convenient payment option.

5
I had a smooth experience using PayPal Pay in 3. The application process was quick, payments were clearly scheduled, and everything worked as expected. It made it easier to spread the cost of my purchase without any issues. I would use this service again. Reviewed on: 8th July 2026

Enabling customers' financial objectives

5
Irrespective of different scenarios, i.e. straight forward payments, interest free pay in 3, but also disputes with dishonest merchants and refunds - always super straightforward, efficient and hassle free. Reviewed on: 8th July 2026

Im new to PayPal

5
Only now started to use PayPal and iv had no trouble at all. Reviewed on: 8th July 2026

paypal money

5
easy to use and smooth transactions. Money is safe with paypal trust 100% Reviewed on: 8th July 2026

Excellent service

5
I haven't have any problems or issues with my services, as it has smoothly. Excellent service Reviewed on: 8th July 2026

Fantastic service always recommend to friends & fami...

5
Fantastic service always recommend to friends & family easy to apply Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181131 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products