Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,289 reviews, last reviewed 22nd Aug 2026
53% increase in 5 star reviews
in the past 90 days
53% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026
Louise J's avatar
Louise J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101289)

Love PayPal

5
I have never had any problems with PayPal. I love it. And use it when I need to. Reviewed on: 8th July 2026

Festival discounts

5
The chance to earn points for just using their card is class, plus the discount at festivals is next level.... thank you Reviewed on: 8th July 2026

A great service

5
I think pay in 3 is a great service paypal provides and helps spread the cost without any interest. Reviewed on: 8th July 2026

best for sending to different currencies

5
i really like paypal! there's no fees, and their pay in 3 option is a genuine lifesaver. i have friends and family overseas and paypal is the only service i've been able to send money back and forth with them since they convert the currency like it's nothing! Reviewed on: 8th July 2026

Security is so important with online transactions an...

5
Security is so important with online transactions and PayPal gives you that. Reviewed on: 8th July 2026

Simple and great system to use, highly recommended

5
Simple and great system to use, highly recommended Reviewed on: 8th July 2026

Never had issues excellent service,customer service...

5
Never had issues excellent service,customer service very helpful Reviewed on: 8th July 2026

I was scammed into paying for goods I had not ordere...

5
I was scammed into paying for goods I had not ordered and my credit card was debited. PayPal sorted this for me and I received a full refund. Reviews of the company who scammed me suggested other people who had the same experience as me, but hadn’t paid via PayPal, found dealing directly with the company failed to get a satisfactory result or refund. I was glad of the extra protection from PaPal. Reviewed on: 8th July 2026

always good service

5
never had a problem, any hiccups efficiently & quickly resolved Reviewed on: 8th July 2026

It's been a smooth and easy experience.

5
It's been a smooth and easy experience... Even an illiterate would understand what to do using PayPal Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181131 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products