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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101289 reviews)

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4.76

Based on 101,289 reviews, last reviewed 22nd Aug 2026

53% increase in 5 star reviews

in the past 90 days

53% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101289)

Good and secure

Good service platform easy and secure Reviewed on: 8th July 2026

Great and affordable way to split the cost into 3 se...

Great and affordable way to split the cost into 3 separate payments. Transparent with plenty of notice of upcoming payment plans. No added costs. Reviewed on: 8th July 2026

I have found the paypal pay in 3 an excellent option...

I have found the paypal pay in 3 an excellent option, the service is easy to use and is a great way of spreading the cost over 3 months, there are lots of stores to buy and use paypal with and makies it a perfect choice to build on credit and get the items wanted, i can highly recommend this superb service, top stars all round. Thank you paypal Reviewed on: 8th July 2026

Long time customer, 1st time pay in 3 use

Ive been a customer since they started and have only just used their credit options and pay in 3 for a purchase. Knowing I can pay it in smaller increments made choosing this option easier ob my budgeting. A great tool for when the cost if living bites Reviewed on: 8th July 2026

So easy to use, I use it on a daily...

So easy to use, I use it on a daily basis Reviewed on: 8th July 2026

PayPal is good but...

PayPal is good but they protect the seller more than the consumer sometimes particularly when a scam is involved and the seller fulfilled everything even though it's a scam. PayPal don't listen to the buyers Reviewed on: 8th July 2026

PayPal is my go to for my online transactions

I always use PayPal for my online transactions. I know I can trust the service and if I have an issue with a vendor it is straightforward to challenge them with Paypal. I feel safer with online transactions as a result. Reviewed on: 8th July 2026

Good product availability

PayPal helps by easily being able to split the cost of multiple purchases, which allows me to put more money into savings. It also offers credit cord-like products and banking features. Reviewed on: 8th July 2026

Small Instalments, Big Convenience: PayPal Pay in 3

PayPal Pay in 3 has been really useful for me when I want to spread the cost of a purchase without paying interest. The setup is quick, the repayment dates are clear, and it feels straightforward to manage through my PayPal account. I also like that it gives a bit of flexibility for bigger purchases while still keeping the payments predictable. Overall, it’s been a convenient and practical option for me, especially for online shopping where I already trust PayPal. Reviewed on: 8th July 2026

PayPal is easy and convenient.

PayPal is easy and convenient. The option of Pay-in-3 had been helpful around birthdays and holidays. Great service. Reviewed on: 8th July 2026

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