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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101289 reviews)

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4.76

Based on 101,289 reviews, last reviewed 22nd Aug 2026

53% increase in 5 star reviews

in the past 90 days

53% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101289)

Ease of use and online safety whilst paying for prod...

Ease of use and online safety whilst paying for products on line Reviewed on: 8th July 2026

Paypal reduces the hacking risk for my Credit Card

Using Paypal means I do not expose my credit card details to multiple sites where I might purchase items; this means I have significantly reduced the risk of my credit card details being obtained / used by a hacker. Reviewed on: 8th July 2026

Reliable for Everyday Payments

I’ve been using PayPal for quite a while, and overall it’s been a convenient way to pay online. I like that I don’t have to enter my card details on every website, and transactions are usually quick and straightforward. Customer support can sometimes take longer than I’d like, and I’d appreciate faster resolution times when an issue arises. That said, I’ve generally found the platform secure, easy to use, and accepted by most retailers I shop with. Overall, it’s a service I continue to use regularly and would recommend to anyone looking for a simple and trusted online payment solution. Reviewed on: 8th July 2026

Easy to use with good problem solving

Solves problems straight away. Is easy to use and payments are better for me Reviewed on: 8th July 2026

I used Pay in 3 for the first time and it was very e...

I used Pay in 3 for the first time and it was very easy. No hassle, no questions asked, I just clicked on the button and it was good to go. I also received emails when I had returned some goods and it showed me the monthly figures which was very helpful. Reviewed on: 8th July 2026

Never let me down

Never let me down…. one claim in 10 years … instant refund Reviewed on: 8th July 2026

Its been in my back pocket for a long time

Its been in my back pocket for a long time as a reliable and trusted way to pay on sites without having to input my own data. So its a little confidence boost when shopping online. Highly recommend. Reviewed on: 8th July 2026

Excellent service and safe transactions at all times

Excellent service and safe transactions at all times Reviewed on: 8th July 2026

Easy to use and very fair!

Very easy to use and they are always clear with the conditions. Personally I have also always found them to be very fair on terms of eligibility. The PayPal system is very well integrated and the Pay in 3 format fits in nicely. You can see at the point of paying the eligibility and apply all in the same window. Reviewed on: 8th July 2026

Safe and easy option for purchases

Never had any problems with pay pal . Various options to pay for goods . Easy access for checking balance etc . Safer option for purchases , what’s not to like . Reviewed on: 8th July 2026

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