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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101289 reviews)

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4.76

Based on 101,289 reviews, last reviewed 22nd Aug 2026

53% increase in 5 star reviews

in the past 90 days

53% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101289)

Great support

Always find very helpful and quick to respond to any issued Reviewed on: 8th July 2026

Never had any issues with Paypal, and always felt se...

Never had any issues with Paypal, and always felt secured to use it. Reviewed on: 8th July 2026

PayPal makes ubiquitous payment possible, and it’s m...

PayPal makes ubiquitous payment possible, and it’s massively more efficient than trying to sort out bank transfers to individuals and businesses especially when you’re on the move Reviewed on: 8th July 2026

Versatile platform covering different needs

It's a great platform for sending money for holiday accommodation in different countries as it automatically does the exchange rate for you, so there's no nasty hidden charges like some banks. The pay-in-3 is a great way to stretch a larger payment whether that be flights, concert tickets, hotels, across a number of months and without any interest racking up like a credit card. Reviewed on: 8th July 2026

very easy cost effective way of spreading payments

very easy cost effective way of spreading payments for larger items. easy to set up and process payment. Reviewed on: 8th July 2026

I pay everything through PayPal and know what I have...

I pay everything through PayPal and know what I have purchased will arrive if not PayPal sorts it out Reviewed on: 8th July 2026

Never had an issue with Paypal

Never had an issue with PayPal. Always been accepted without a problem Reviewed on: 8th July 2026

Very helpful agents and easy to use app

Very helpful agents and easy to use app Reviewed on: 8th July 2026

It’s convenient and easy to use the pay in 3 option.

It’s convenient and easy to use the pay in 3 option. This gives me more time to pay off the loan and it’s great no interest is charged on the borrowing. Reviewed on: 8th July 2026

I hv always been happy with my service.

I hv always been happy with my service. I never appear to hv any problems and everything happened promptly as advised by Paypal. This is a very convenient way for me to pay as sometimes things cost more than is affordable in one shot. Reviewed on: 8th July 2026

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