Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101289 reviews)

View other PayPal products

4.76

Based on 101,289 reviews, last reviewed 22nd Aug 2026

53% increase in 5 star reviews

in the past 90 days

53% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101289)

Never any issues, always plain sailing

Never any issues, always plain sailing Reviewed on: 8th July 2026

A Convenient Way to Manage Payments

I have had a great experience using PayPal Pay in 3. It is a simple, flexible, and convenient way to spread the cost of purchases without any hassle. The setup process is quick, payments are easy to manage, and I appreciate being able to make larger purchases while keeping my budget under control. PayPal provides a secure and trustworthy service, and Pay in 3 has made shopping much more manageable. I would definitely recommend it to anyone looking for a reliable way to split payments. Reviewed on: 8th July 2026

I find PayPal very helpful and useful way to spend s...

I find PayPal very helpful and useful way to spend safely on my online purchases Reviewed on: 8th July 2026

Easy way to spread the cost

I’ve used PayPal Pay in 3 a few times now and it’s always been easy to use. The application was quick, the payments were taken on time, and it made it much easier to spread the cost of larger purchases without any hassle. I’ve had a positive experience so far. Reviewed on: 8th July 2026

Very happy, been with PayPal for years, always there...

Very happy, been with PayPal for years, always there when I need to split the costs and interest free Reviewed on: 8th July 2026

Easy to use.

Easy to use. I like the simple features and the pay in 3 option is a valuable and useful tool to help budget and manage money Reviewed on: 8th July 2026

Easy to use makes you feel protected and safe can tr...

Easy to use makes you feel protected and safe can track your usage any problems customer service is brilliant and will help sort things out highly recommend Reviewed on: 8th July 2026

Great service

Easy to use, great service. Different options to suit everyone. Reviewed on: 8th July 2026

I have used PayPal for many years for purchases and...

I have used PayPal for many years for purchases and now have just got a PayPal debit card that I intend to put funds onto and use that to pay fpr purchases on my PayPal account highly recommended Reviewed on: 8th July 2026

If you want the best PayPal it

I always use PayPal and have used pay in 3 multiple times, an excellent service I highly recommend Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Klarna card
from Klarna 4.01 from 4 reviews
Buy Now Pay Later
from Klarna 4.37 from 565 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181132 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub