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PayPal: Pay in 3 reviews

4.76
Based on 101,289 reviews, last reviewed 22nd Aug 2026
53% increase in 5 star reviews
in the past 90 days
53% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026
Louise J's avatar
Louise J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101289)

Easy to use and reliable.

5
Easy to use and reliable. Very useful with higher payments. Reviewed on: 8th July 2026

Convenient Interest Free Credit

5
Pay in 3 has made it so much easier for me to shop. I can take advantage of deals on high ticket items and time limited sales without worrying about interest. It is very easy to apply and I can have multiple payment plans on the go. Reviewed on: 8th July 2026

always helpful if you have an issue

5
always helpful if you have an issue Reviewed on: 8th July 2026

I always use it to pay online

5
Easy and secure system, keeping me well informed. Never a problem. Reviewed on: 8th July 2026

I’ve bought stuff with pay in three and never had an...

5
I’ve bought stuff with pay in three and never had an issue even when the supplier has had to issue a refund due to sending the wrong item Reviewed on: 8th July 2026

Pay in 3 is my N'wah, my good time boy

5
Pay in 3 is my N'wah, my good time boy Reviewed on: 8th July 2026

Safety comes first.

5
I feel very safe when buying and paying with PayPal. Reviewed on: 8th July 2026

PayPal is the safest way to use for purchasing, the...

5
PayPal is the safest way to use for purchasing, the customer service is very good, pay in 3 instalment is very helpful. Reviewed on: 8th July 2026

PayPal my go to

5
I have used Paypal for many years. Its safe and secure and although issues have been minimal they have been handled swiftly and efficiently. I always use for online purchases and the pay in 3 is a great option. Recently took out the debit card and was given 20% discount on all food and drinks at a festival. It was so easy to do and the saving was amazing! Reviewed on: 8th July 2026

Ease of use is very important.

5
Ease of use is very important. I don’t want a lot of messing around. Big plus is I feel safe when using Pay Pal Reviewed on: 8th July 2026

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