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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101290 reviews)

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4.76

Based on 101,290 reviews, last reviewed 23rd Aug 2026

49% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use, great benefits, useable in many many pl... Easy to use, great benefits, useable in many many places Reviewed on: 23rd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101290)

The safest way to pay some goods, you are always pro...

The safest way to pay some goods, you are always protected. Reviewed on: 8th July 2026

No problems always good in my experience

No problems always good in my experience Reviewed on: 8th July 2026

Easier to pay online without disclosing bank details

It makes it easier to pay online without disclosing bank details, and on the few occasions I've had an issue PayPal have almost always resolved it between the retailer and me. I also love the "Pay in Three" option on many of the more expensive items I've purchased. Reviewed on: 8th July 2026

PayPal is the safest and quickest way to pay.

PayPal is the safest and quickest way to pay. If there is a problem PayPal will sort it out. Also, i love the fact that, if i can pay with PayPal that means i can trust the company i am buying from. I love PayPal and i think its the best. Thanks PayPal. xx Reviewed on: 8th July 2026

Great App.

Used it for many years and never any issues. Process of paying or sending money is very easy and it feels very secure. Reviewed on: 8th July 2026

Easy to use and understand.

Easy to use and understand. The repayment is calculated quickly and is easy to understand. You get reminders of your upcoming due payment, which is really helpful. Reviewed on: 8th July 2026

Easy to spread payments to make the purchase easier

Easy to spread payments to make the purchase easier Reviewed on: 8th July 2026

It’s easy to use and the repayment plan is clear

It’s easy to use and the repayment plan is clear and simple to understand. It is available at a lot of different online retailers and helps out a lot Reviewed on: 8th July 2026

The pay in 3 is very useful in helping to budget.

The pay in 3 is very useful in helping to budget. Reviewed on: 8th July 2026

PayPal is the best

I was apprehensive at first and didn't want to even hear about PayPal Pay in 3. However, funds were tight at Christmas so I thought I'd give it a go. So glad I did. It was easy, straightforward and I knew what to expect and when with the timely reminders. Reviewed on: 8th July 2026

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