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PayPal: Pay in 3 reviews

4.76
Based on 101,290 reviews, last reviewed 23rd Aug 2026
49% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great benefits, useable in many many pl... Easy to use, great benefits, useable in many many places Reviewed on: 23rd August 2026
Abdullah M's avatar
Abdullah M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101290)

I use PayPal as much as I can when purchasing.

5
I use PayPal as much as I can when purchasing. It’s always been a safe option and I enjoy using the pay in 3 to help with cash flow. They were also excellent in reimbursing my money quickly after I didn’t receive an item I’d ordered. Reviewed on: 8th July 2026

I think the 0% three Plan payments is a game changer.

5
I think the 0% three Plan payments is a game changer. No overcompany offers this. , And with the brilliant COVID you get from PayPal. I'm happy every time to us them . In fact I prefer using them with my credit card. Reviewed on: 8th July 2026

Safe and reliable

5
I have been with PayPal since the started and I must say they are very reliable and safe option. They keep evolving and offer different options to comsumers Reviewed on: 8th July 2026

.Professional & Reliable

5
On the very few occasions I have had to ask PayPal to step in to sort out a refund or even to get a seller to actually respond, they have done so quickly and professionally on my behalf and I thank them for this. Reviewed on: 8th July 2026

PayPal above and beyond services.

5
PayPal offers consistency in their services. They are usually helpful, understand to the customers needs, supportive, friendly, professional, polite and respectful. They would also reassure customers about any potential issues and concerns. They have the ability to access with accuracy and understanding of the customer’s expectations. Quality customer satisfaction, above and beyond is their best. Reviewed on: 8th July 2026

I've had a great experience using PayPal Pay in 3.

5
I've had a great experience using PayPal Pay in 3. It's a really convenient way to split the cost of a purchase into three interest-free monthly payments instead of paying the full amount upfront. It's perfect for larger purchases or when you want to spread the cost without putting too much strain on your budget. The process is simple, straightforward, and makes managing expenses much easier. I would definitely recommend it to anyone looking for a flexible way to pay. Reviewed on: 8th July 2026

Real customer financial service in action

5
So straightforward to use and gives a feeling of added security. The pay in 3 option has been a life saver in helping spread the cost of purchases without the interest charges other providers include. PayPal is always a pleasure to use, the platform itself is excellent and customer service fantastic. Reviewed on: 8th July 2026

Easy and straight forward.

5
Easy and straight forward. easy layout and simple Reviewed on: 8th July 2026

Amazing, good value for money ...

5
Used PayPal for years now and I find it very helpful and easy to use Reviewed on: 8th July 2026

Easy to navigate through app, amazing customer servi...

5
Easy to navigate through app, amazing customer service if in need. Reviewed on: 8th July 2026

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