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PayPal: Pay in 3 reviews

4.76
Based on 101,290 reviews, last reviewed 23rd Aug 2026
49% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great benefits, useable in many many pl... Easy to use, great benefits, useable in many many places Reviewed on: 23rd August 2026
Abdullah M's avatar
Abdullah M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101290)

Never let me down, always pay on time and message me...

5
Never let me down, always pay on time and message me when about to take money out of my account. Reviewed on: 8th July 2026

I have used this service a couple of times and found...

4
I have used this service a couple of times and found it convenient for those purchases which are a little heavier on the wallet but do not justify a more substantial pay later service Reviewed on: 8th July 2026

My first choice as payment for online purchases

5
I have been using PayPal for over 26 years now. Its my first choice when paying for something online, simply because PayPal have always had my back. On the odd occasions when a seller has defaulted and either not sent goods, or goods have needed to be returned, if the seller has not then refunded, PayPal have always stepped in. As such if an online seller does not accept PayPal it affects my decision to purchase from them Reviewed on: 8th July 2026

Quality app

5
Been with paypal for many years and they are always improving. Not just a pay through any more the services they provide is really impressive.ive used the spread payment,for certain goods been helped with refunds they always keep you updated on new improvements. Reviewed on: 8th July 2026

Very friendly team, and very helpful and understandi...

5
Very friendly team, and very helpful and understanding when I needed to move my payment date Reviewed on: 8th July 2026

PayPal gives me extra confidence and cover

5
I always feel safer when purchasing items and goods through PayPal. I have been using PayPal for years and have always had a good experience. I've had issues with sellers and problems with goods that Customer Support has always helped me with, quickly and efficiently, either by telephone talking with a human or via messaging. Reviewed on: 8th July 2026

Pay pal is safe and easy to use and pay in 3 is a gr...

5
Pay pal is safe and easy to use and pay in 3 is a great way to spread the cost without paying intrest Reviewed on: 8th July 2026

100% PayPal

5
I love PayPal there is never any hassle when using it to pay for things and I love being able to pay in three Reviewed on: 8th July 2026

Useful if you ever need to use it.

5
Useful if you ever need to use it. Reviewed on: 8th July 2026

PayPal has been great to use, very efficient and wor...

5
PayPal has been great to use, very efficient and worldwide friendly Reviewed on: 8th July 2026

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