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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101290 reviews)

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4.76

Based on 101,290 reviews, last reviewed 23rd Aug 2026

49% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use, great benefits, useable in many many pl... Easy to use, great benefits, useable in many many places Reviewed on: 23rd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101290)

Pay in 3 buy now pay later

Being able to pay in 3 instalments makes paying for more expensive things a lot easier with bite sized manageable amounts with no extra hidden costs. You barely notice having to pay at all Reviewed on: 8th July 2026

PayPal help me spread the cost of large purchases

PayPal help me spread the cost of large purchases without having to worry about interest and it takes a load off ones mind. It is easy to use and with their guarantees making purchases is easy quick and safe. Reviewed on: 8th July 2026

Great service from PayPal

Whenever I had problem with any service, PayPal was always helpful Reviewed on: 8th July 2026

Pay in 3 - very useful service

Pay in 3 provides a very convenient way to spread payments without interest. I have found it very useful with budgeting. Sometimes you need a item but just can't quite afford it in this months budget but Pay in 3 helps enormously for those essential purchases. It works seamlessly if you need to return an item also. I beleive it is only available for items over a certain value. Reviewed on: 8th July 2026

Paypal is a safe way to make payments

Paypal is quick and easy to use it also feels safe to use. Paypal is a trusted and reliavble service with many features. Paypal does not bombard you with messages encouraging you to use credit. I use it when I need to and feel supported by Paypal. Reviewed on: 8th July 2026

The curse of the dreaded AI bott!!

Often very very difficult to get to talk to a real person. AI chat bots remain a total nightmare. Seldom if ever understand issues raised endlessly ask totally irrelevant questions and take up totally unnecessary time going round in ludicrous circles . Reviewed on: 8th July 2026

PayPal fairy

My experience with PayPal has been excellent couldn’t fault it ……...A quick and hassle free, way to pay with a reminder it’s almost due great !!! You can collect points and use at other stores / outlets . PayPal it keeps giving, so happy with the service you give Reviewed on: 8th July 2026

All good and they protect my funds for every transac...

All good and they protect my funds for every transaction. Reviewed on: 8th July 2026

One of the best apps around!

One of the best apps around! It's very easy to use and the Pay in 3 option is my go-to choice because I know the balance will be fully paid off within three months. It's simple, convenient, and reliable. Highly recommended! Reviewed on: 8th July 2026

Great experience.

Great experience. Easy to use, flexible payment options. Everything is straightforward and hassle-free. Would definitely recommend. Reviewed on: 8th July 2026

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