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PayPal: Pay in 3 reviews

4.76
Based on 101,290 reviews, last reviewed 23rd Aug 2026
49% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, great benefits, useable in many many pl... Easy to use, great benefits, useable in many many places Reviewed on: 23rd August 2026
Abdullah M's avatar
Abdullah M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101290)

Painless!!

5
Painless to make payment transfers - my go tool! Reviewed on: 8th July 2026

Protected

4
The main benefit of PayPal is protection so in that respect it provides a good service. Reviewed on: 8th July 2026

Easy to use

5
Getting started is incredibly easy, making it the perfect solution for anyone looking to manage their finances more effectively. With this option, you can effortlessly spread the cost of your payments, giving you greater flexibility and control over your budget. Whether you're making a big purchase or simply shopping for everyday items, this system allows you to break down your payments into manageable parts. Plus, it’s highly versatile and can be used across a diverse range of outlets—so whether you're at your favorite retail store, dining out, or even shopping online, you’ll benefit from its convenience. Embrace a smarter way to shop and enjoy your purchases without the stress of immediate full payment!us, you can use it at a variety of outlets, making it super convenient for your shopping needs. Reviewed on: 8th July 2026

Ease of use and convenience especially online.

5
Easy to use, convenient and always available. Makes all online transactions easy and safe Reviewed on: 8th July 2026

Using PayPal makes me confident in spending and orde...

5
Using PayPal makes me confident in spending and ordering as I feel secure in my expenditure. Reviewed on: 8th July 2026

The application process was seamless and straight fo...

5
The application process was seamless and straight forward. And I had a response right away. It gave me the ability to spread the cost of my purchase without all the hassle of loads of forms to fill out or questions. Reviewed on: 8th July 2026

No problems

5
I have limited experience of using PayPal recently but when I have it has performed flawlessly. Reviewed on: 8th July 2026

Always use PayPal and they’re amazing

5
Always use PayPal and they’re amazing Reviewed on: 8th July 2026

No issues.

5
I've never had any issues paying or receiving refunds, it's a great service. Reviewed on: 8th July 2026

Great PayPal in 3 and customer service

5
I have had excellent customer service and fraud prevention. I have been protected via scammers. I always use the PayPal in 3 as it helps me to budget my monthly expenditure. I always trust apatpal for conflict resolution. Reviewed on: 8th July 2026

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