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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

Very good and easy to use.

5
Very good and easy to use. Responsive customer service Reviewed on: 8th July 2026

Makes buying expensive items more affordable.

5
Makes buying expensive items more affordable.Paypal gives me peace of mind buying anything,if I can’t pay for it with PayPal, I won’t buy it. Reviewed on: 8th July 2026

Easy to use and understand.

5
Easy to use and understand. The payment schedule is simple and easy to follow with good communication Reviewed on: 8th July 2026

Paypal a great service.

5
I've used PayPal for a number of years and always had a good experience. Reviewed on: 8th July 2026

I am very happy to use PayPal.

5
I am very happy to use PayPal. It gives me opportunity to pay in 3 and also when I transferring money to another PayPal account is very easy and quick. Reviewed on: 8th July 2026

PayPal for protection and reassurance

5
PayPal is a very reassuring way of paying for products, not only because of the secure way of processing transactions, but due to its very regular contact with customers. It provides frequent account and payment updates, and various methods of instalment payments for those more expensive items. I prefer to use PayPal where possible because it gives that extra layer of protection, a 'buffer' if you like, that makes it feel safer than frequent credit card payments. Reviewed on: 8th July 2026

Easy and quick to use, prompt responses, never had a...

5
Easy and quick to use, prompt responses, never had any issues Reviewed on: 8th July 2026

PayPal’s transactions fees require a review

5
PayPal’s fees on transactions are too high, hence my neutral rating on some points Reviewed on: 8th July 2026

Fast and simple.

5
Fast and simple. Frictionless and reliable Reviewed on: 8th July 2026

Excellent service.

5
Excellent service. Simple and easy to use Reviewed on: 8th July 2026

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