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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

Great experience, easy to connect

5
Glad I can spread my payments so it’s doesn’t “hurt” that much. Easy to connect with my bank account Reviewed on: 8th July 2026

I’ve never had any issues with PayPal

5
I’ve never had any issues with PayPal, always gives me peace of mind when using it Reviewed on: 8th July 2026

Financial security

5
Using PayPal to purchase goods on line gives me security knowing that if things go wrong PayPal will sort the problem and refund my money. This has happened on two occasions where I was able to get a full refund. The ‘pay in three’ offer is also a useful way of paying for larger items allowing budgeting of large purchases. Reviewed on: 8th July 2026

PayPal makes it easier and a safer way to spend my m...

5
PayPal makes it easier and a safer way to spend my money Reviewed on: 8th July 2026

PayPal is very easy to use and would highly recommend.

5
PayPal is very easy to use and would highly recommend. Reviewed on: 8th July 2026

I can’t live without PayPal.

5
I can’t live without PayPal. I would not be able to buy the things I do or pay bills without it. It gives me time to pay which is wonderful. Example it’s my granddaughters 2nd Birthday and I haven’t got the money to buy her a present, but wait I can use PayPal and buy now pay later, wonderful. Love it Reviewed on: 8th July 2026

Pay in 3 a great service

5
Pay pal pay in 3 has helped a lot by being able to spread my costs from ticket airlines to many crucial services. i would recommend this service as it is safe and secure and it is also flexible. Reviewed on: 8th July 2026

Simple transactions

5
Misbehave a problem using PayPal. Straightforward, easy, quick Reviewed on: 8th July 2026

I’ve never had any issues, it’s always very offician...

5
I’ve never had any issues, it’s always very officiant and helpful Reviewed on: 8th July 2026

A simple, secure and hassle free service

5
A platform I have been using for years, not all the time but for many different reasons. Incredibly easy to use and I can happily say I have never had any trouble at all Reviewed on: 8th July 2026

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