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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101291)

Very good way to pay

Fantastic at getting speedy refund and feels very safe a secure to use Reviewed on: 8th July 2026

Effortless & Transparent

I was thrilled to see PayPal named as a finalist for Best Retail Finance Provider! I use their PayPal in 3 option regularly, and it is by far the smoothed BNPL service on the market. Unlike other providers that require long forms,PayPal integrates directly into my existing digital wallet. Breaking up costs is transparent, the reminders are helpful, and I love that there is no added interest. They deserve to win this award for making point-of-sale Finance completely stress-free. Reviewed on: 8th July 2026

Easy to use and clearly set out.

Whenever I have had to spread the cost of a purchase I have been able to do this on PayPal with no effort at all. Everything has been set out very clearly before taking out the agreement and is very easily understood. Sending and receive money is very easy without the need for sort codes and bank account numbers and the money arrives quickly. Reviewed on: 8th July 2026

if there is any problem with my order and payment it...

if there is any problem with my order and payment it gets sorted out straight away Reviewed on: 8th July 2026

always happy to help , any issues sorted quickly

always happy to help , any issues sorted quickly Reviewed on: 8th July 2026

Pay in 3 is an excellent way of making a purchase ea...

Pay in 3 is an excellent way of making a purchase easier without interest being added on Reviewed on: 8th July 2026

I use PayPal a lot online

I use PayPal a lot online to safeguard my purchases. I would highly recommend it and it's easy to keep of my spending and questions any payments. Fab Reviewed on: 8th July 2026

Easy to use and with many different ways of payment...

Easy to use and with many different ways of payment which makes it easy to pay in the best way for you. Customer service would be better if it’s a little easier to talk to actual people. But I’ve always felt secure if I’ve made a purchase online and had an issue Reviewed on: 8th July 2026

Paypal is my go-to payment method.

I have been using Paypal since its inception, so for many many years, to me it's the most reliable and trustworthy way of sending money or paying for items purchased. Paypal is my go-to payment method. Reviewed on: 8th July 2026

i had a problem with a retailer not sending goods.

i had a problem with a retailer not sending goods. thankfully i had payed by paypal and they helped me sort it out. i soon received my goods after they intervened. im very gratefull and use them all the time. Reviewed on: 8th July 2026

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