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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101291)

Pleasantly surprised!

I was nervous to try as I’m a generally nervous spender, but pay in 3 has taken away a little of the fear I have surrounding larger purchases. It’s an easy way to spread the cost, with no interest like other lenders, and I find that so helpful! Reviewed on: 8th July 2026

Very good service, used it for years.

Very good service, used it for years. Reviewed on: 8th July 2026

Top service

Had a problem with an online scammer and PayPal sorted it out for me promptly. Reviewed on: 8th July 2026

my account was hacked and paypal immediately paid me...

my account was hacked and paypal immediately paid me and they sorted the theft out, i didnt have to do anything Reviewed on: 8th July 2026

Saved the Day

was struggling for money for a shop, but PAYPAL came to my rescue with Pay in 3,great idea for help Reviewed on: 8th July 2026

Peace of mind when using PayPal

I’ve always used PayPal whenever and wherever possible. It gives me peace of mind when buying online. The pay in 3 option allows me to afford the stuff I want at lower cost each month and helps me ma gas my finances better Reviewed on: 8th July 2026

PayPal is the best online payment method.

PayPal is the best online payment method I know of. I trust it more than putting my card into anyone’s website. Their pay in 3 option is also very handy. And the fact that it has no interest makes it very financially viable for lots of people who struggle to buy expensive things. Reviewed on: 8th July 2026

I use PayPal personally and as a charity account.

I use PayPal personally and as a charity account. Both of these are easy to use and do the job they are designed to do. They help me to make and collect payments without any fuss. They make my accounting process straightforward and ties in to my overall accounting system. Reviewed on: 8th July 2026

I use PayPal regually for purchases to different ret...

I use PayPal regually for purchases to different retail companies like boots & also eBay, I have also used pay in 3 which is good. & I have on the past has to contact customer service &!they were bery good Reviewed on: 8th July 2026

Financial ease and security

PayPal suits my financial situation- paying 0% for 3 months helps me budget and takes the stress away from buying more expensive items. Irtvfeels a safe and secure way to pay for most items Reviewed on: 8th July 2026

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