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PayPal: Pay in 3 reviews

4.76
Based on 101,293 reviews, last reviewed 28th Aug 2026
38% increase in 5 star reviews
in the past 90 days
37% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is simple and helpful. Paypal is simple to use. pay in 3 parts is an exelent help for me. Reviewed on: 28th August 2026
Boris P's avatar
Boris P

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101293)

always made sure I could make the payments on time

5
always made sure I could make the payments on time Reviewed on: 8th July 2026

You will not be let down with PayPal!

5
I have never had any trouble with PayPal, the application is easy to navigate and straightforward. When I pay for services using PayPal, they have interest free payment plans and you can also see a clear payment history, which helps myself accurately track and monitor purchases. Reviewed on: 8th July 2026

PayPal provides an excellent service to its customers.

5
PayPal provides an excellent service to its customers. In particular their PayPal pay in 3 services where you can split purchase cost into 3 equal payments without paying any interest. Easy to follow instructions each step of the way. Amazing customer service team who are happy to help if there are any problems and do their upmost to help solve them. Refunds issued swiftly. Excellent website which is easy to navigate and regular contact with customers to inform them about upcoming payments etc. All in all PayPal is an amazing services and I am really confident and more than happy with the services they provide. Reviewed on: 8th July 2026

Unhelpful and difficult to trust

2
Initially I was really happy with my PayPal Debit card, particularly the points system. But shortly after I had a terrible experience that involved payments on my card that weren’t made by me being processed. Customer service was terrible and the issue was never resolved despite the fact that I wasn’t even awake or in the same country as when the purchase was made. Very disappointing and has destroyed my trust in PayPal. I use it for basics now as there’s no real alternative but would never get a debit card via them again. Reviewed on: 8th July 2026

Paypal is my go to for all online purchase, link to...

5
Paypal is my go to for all online purchase, link to app for payment always works and so easy to navigate. If I ever have a problem their customer service is excellent and always someone available straight away to speak too. Reviewed on: 8th July 2026

Never really have any issues.

5
Never really have any issues. And issues that do arise are sorted swiftly Reviewed on: 8th July 2026

I use PayPal because it makes payments so much easie...

5
I use PayPal because it makes payments so much easier and faster plus I have protection with my purchases Reviewed on: 8th July 2026

PayPal always

5
Never had a problem plus safest way to purchase goods Reviewed on: 8th July 2026

Great easy to use service great communication and cu...

5
Great easy to use service great communication and customer service. Good choice of finance options Reviewed on: 8th July 2026

Always had great experience.

5
Always had great experience. Easy to use and peace of mind with what you’re buying. You know if there is a problem with purchases it will be sorted quickly. Reviewed on: 8th July 2026

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