Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101294 reviews)

View other PayPal products

4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101294)

PayPal, would use anyone else.

Never had a problem paying for anything, love the way you can pay for things over 3 payments without also paying interest on top. Reviewed on: 8th July 2026

PayPal has made large purchases easy for me.

PayPal has made large purchases easy for me. Without the 3 part payment plans I wouldn’t have be able to furnish my house. Win win Reviewed on: 8th July 2026

It is really easy and quick to pay with and always f...

It is really easy and quick to pay with and always find help when need it. Reviewed on: 8th July 2026

Superb service

Very simple to use and totally secure Reviewed on: 8th July 2026

Helpful and friendly .

Customer service is always helpful and I’ve found using pay pal quick and easy Reviewed on: 8th July 2026

I find having Pay in 3 very useful and easy to set up.

I find having Pay in 3 very useful and easy to set up. After that iit's just a case of sitting back while the payments are auto taken each month. Reviewed on: 8th July 2026

I have been using Paypal for little over 10 years an...

I have been using Paypal for little over 10 years and I have never encountered issues with sending/receiving money, which is the most important aspect. Great service. Reviewed on: 8th July 2026

The feeling of security

I feel safe using PayPal I know that if I have any issues that I can raise them with PayPal and they have always been sorted promptly and with very little fuss. The ability to spread the cost over 3 months is brilliant and the emails reminding me the payment are due is great. Reviewed on: 8th July 2026

I have been using paypal for over ten years and pay...

I have been using paypal for over ten years and pay for all online payment using paypal. Reviewed on: 8th July 2026

I love the option that I can spread the cost and als...

I love the option that I can spread the cost and also knowing that my payment is secure. It allows me to manage my own expenses when purchases are needed. Thanks PayPal! Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181135 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub