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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101294 reviews)

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4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101294)

Pay in 3 is an extremely helpful tool

Pay in 3 is very useful sometimes when buying higher price items. I have used it many times and the smaller amounts leaving my bank once a month are hardly noticed Reviewed on: 8th July 2026

Excellent

Excellent, especially when you can’t pay in full and dividing the amount in 3 instalments without interest is the only option which is convenient to make the purchase. Also it builds up your credit history. It’s a win win situation. Reviewed on: 8th July 2026

Helpful!

pay in 3 is convenient and helpful when i want to make a larger purchase but can't afford it right then and there. the fact the payments come out automatically is a huge help as someone who is very forgetful! Reviewed on: 8th July 2026

Buyer protection. when buying and it has n...

I use PayPal for protection when buying and it has never failed. I recommend to my friends and family to use for that reason as there are a lot of scammers always trying to take your money. Reviewed on: 8th July 2026

Very easy and straightforward easy to apply

Very easy and straightforward easy to apply Reviewed on: 8th July 2026

Paypal works well for me.

Paypal works well for me. I would prefer the option to have a physical card as I dont use the app, otherwise I can't complain Reviewed on: 8th July 2026

Always been useful way to pay and send money.

Always been useful way to pay and send money. Great to have split in 3 payments too. I use this a lot. Reviewed on: 8th July 2026

Great service

Always great customer service and support if there is a problem with your purchase or payment Reviewed on: 8th July 2026

Secure and easy payment service .

I’ve used PayPal for many years now and have never had any problems making payments through them. The service is secure, professionally run, easy to use, reliable and accepted by almost every retailer. My default payment service. Reviewed on: 8th July 2026

Fabulous services

Easy to use with total back up should there be any problems. Certainly gives peace of mind when making purchases. Plus pay in installments helps the finances. Reviewed on: 8th July 2026

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