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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99424 reviews)

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4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (99437)

Reliable, Secure and Easy to Use

I’ve enjoyed using PayPal specifically PayPal in 3 and have found the app quite simple to use. Payments are processed quickly and it’s been helpful to have a secure way to receive / send money. In my experience most retailers accept PayPal which is helpful too Reviewed on: 8th July 2026

Simple and hassle free any transaction, in or out al...

Simple and hassle free any transaction, in or out also people paying you works a treat, no dramas never had a problem using the service. Reviewed on: 8th July 2026

PayPal is my go to financier when purchasing items.

PayPal is my go to financier when purchasing items. I find Pp excellent for use on platforms like eBay. Reviewed on: 8th July 2026

Easy and quick

It was easy ,straightforward and quick process no messing about Reviewed on: 8th July 2026

Purchasest slightly below £30

Being able to use the Pay in 3 has come in handy in a few occasions especially for purchases slightly £30. Reviewed on: 8th July 2026

sorted disputes out for me allways ...

sorted disputes out for me allways been fair Reviewed on: 8th July 2026

Secure payments & buyers protection...

Secure payments with added buyers protection... what's not to love about PayPal. I have been using it for 20+ years & never had a problem at any stage... Reviewed on: 8th July 2026

Always amazing and easy to use love pay palsafest wa...

Always amazing and easy to use love pay palsafest way to pay for things Reviewed on: 8th July 2026

Amazing service

Very good service with paypal. They go above and beyond to make sure everything is to your satisfaction. Reviewed on: 8th July 2026

There are pros but with cons too!

Pay in 3 concept definitely opens more doors of buying expensive products in a stress free way and was super easy to apply. However, Pay in 3 does get complicated if you only have your credit card linked as you are asked to link your Debit Card - all payments then get messed up and the app starts taking the payments from your Debit Card (not just the pay in 3). For me personally, that was stressful to unwind all of it and fix it forward so now I avoid using it! Reviewed on: 8th July 2026

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