Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99354 reviews)

View other PayPal products

4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (99362)

i use paypal to save and send money all the time.

i use paypal to save and send money all the time. it is an efficient way of easily sending money without all of the faff of going through different procedures. It’s quick and simple which is very convenient for necessary rapid payments Reviewed on: 8th July 2026

The convenience is the key here.

The convenience is the key here. It helps budgeting and facilitates goal achievement. Reviewed on: 8th July 2026

For all ages

Very convenient app for all ages Reviewed on: 8th July 2026

Helps you budget for unexpected expenses

It’s great for when you see a bargain you just can’t miss but payday is a week away and it’s so easy to use. Reviewed on: 8th July 2026

Paypal supports the nation in times of need

PayPal makes payments quick and convenient and I appreciated the pay in 3 scheme it’s very helpful in times of need Reviewed on: 8th July 2026

Pay in 3 - does what it says on the lid

Paypal’s Pay-in-3 has always been very much a “does what it says on the lid” kind of service; reliable and efficient with no hidden costs. It provides you the ability to spread costs on larger buys over a 3 month timeframe, and honestly it has saved me more than once! Reviewed on: 8th July 2026

Trustworthy handling sellers

Always been there when had issue with seller ect Reviewed on: 8th July 2026

Always does right by the customer and promptly respo...

Always does right by the customer and promptly responds to situations. Reviewed on: 8th July 2026

It’s easy to use and I’ve never had trouble with it.

It’s easy to use and I’ve never had trouble with it. Reviewed on: 8th July 2026

Amazing apps

Amazing using paypall and easy to communicate to the costumer services. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.76 from 58 reviews
Buy Now Pay Later
from Klarna 4.41 from 562 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 178653 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub