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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101294 reviews)

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4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101294)

Very convenient easy to use a variety of circumst...

Very convenient easy to use in a variety of circumstances Reviewed on: 8th July 2026

Helpful abd great to use

I found PayPal easy to understand and use you get an answer very quickly comes in handy and very SecureHelp Reviewed on: 8th July 2026

PayPal pay in 3 is a fantastic service!

PayPal pay in 3 is a simple process that helps spread the cost of larger purchases based over 3 months. I think this is great feature and the process is quick and easy to use and the future payments are automatic so can’t fail at remembering to pay. Reviewed on: 8th July 2026

Always a good experience, easy to use and trustworthy

Always a good experience, easy to use and trustworthy Reviewed on: 8th July 2026

Pay in 3 is very helpful.

I have found the pay in 3 very helpful because I am able to split the payments to suit my budget. It is not always possible to pay the whole amount in one go but the pay in 3 opttion gives me peace of mind that I am able to complete my purchase and not have to worry about the cost. Reviewed on: 8th July 2026

Easy to use never a problem feel secure to use pay pal

Easy to use never a problem feel secure when using PayPal Reviewed on: 8th July 2026

Excellent

Very handy for online shopping and the pay in 3 is ideal for large purchases. Reviewed on: 8th July 2026

I feel safe using PayPal

I feel safe using PayPal it’s a click at the end of a shopping experience also I use PayPal to transfer money no bank details if the other person needed just an email it’s brilliant Reviewed on: 8th July 2026

A service I know I can trust

Whenever I know I want something reliable, I always choose PayPal Pay in 3. I know it’s safe, secure and I’ve never been disappointed. It’s made spreading the cost of bigger purchases so much easier without any interest, which really helps with budgeting. Setting it up is straightforward, payments are easy to manage, and everything works smoothly from checkout to repayment. It’s a service I trust and one I’d happily recommend to anyone looking for a flexible and reliable way to pay. Reviewed on: 8th July 2026

Really easy and straightforward

Really easy and straightforward, great service. Reviewed on: 8th July 2026

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