Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,294 reviews, last reviewed 29th Aug 2026
36% increase in 5 star reviews
in the past 90 days
37% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026
A J's avatar
A J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101294)

Easy and quick to use, the app is really handy and I...

5
Easy and quick to use, the app is really handy and I feel it's safe due to the multifactor authentication, the ability to collect points and offers makes it better r Reviewed on: 8th July 2026

PayPal gives me confidence to pay online .

5
PayPal gives me confidence to pay online . If I have a problem, I know that PayPal will help me and have helped me. The world of online shopping is a dangerous place and lots of dishonest traders. It is very quick and easy to pay with PayPal.. I have had no problems at all with PayPal. I do praise when needed and Will criticise when needed. Reviewed on: 8th July 2026

Easy to use

5
Easy to use and makes expense easier to manage Reviewed on: 8th July 2026

Can spread the cost of items over months to help wit...

5
Can spread the cost of items over months to help with stuff Reviewed on: 8th July 2026

Prompt messages re payments and refunds

5
Prompt messages re payments and refunds Reviewed on: 8th July 2026

Its was amazing and easy to use.

5
Its was amazing and easy to use. Security is perfect Reviewed on: 8th July 2026

The pay in 3 option is great

5
The pay in 3 option is great for those months I'm a little short, its easy to do and easy to keep track of too. Reviewed on: 8th July 2026

I’ve always been very pleased with all my dealings w...

5
I’ve always been very pleased with all my dealings with PayPal. I’ve had used this method to pay for all of my purchases since I started using online businesses. I recommend them to Family and friends as being a safe way to pay. Reviewed on: 8th July 2026

Simple/amazing service

5
Everything is simple to use and updates are amazing Reviewed on: 8th July 2026

Peace of mind

5
Very easy way to pay for itmas.i pay for several weekly items from PayPal. And really happy with the peace of mind the provide Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181135 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products