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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101294 reviews)

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4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101294)

Really easy to use and has a really great app...

Really easy to use and has a really great app Reviewed on: 8th July 2026

i have had no problems with pay pal i always...

i have had no problems with pay pal i always use it Reviewed on: 8th July 2026

Trust paypal

I have always felt safe using PayPal for paying and if I have a problem very helpful Reviewed on: 8th July 2026

I love that PayPal offers me discretion on my bank s...

I love that PayPal offers me discretion on my bank statement! My husband can’t see where I’ve been spending my money! It’s super easy to use too so no having to remember PIN codes etc! What’s not to like?! Reviewed on: 8th July 2026

Its great to spread the cost with no extra charges.

Its great to spread the cost with no extra charges. I can check the app and see how much I owe in one glance. Then if I want to check in more detail I can. The app is easy to use. I love using PayPal. No charges like a credit card if I pay each month Reviewed on: 8th July 2026

Quick and painless

They are so easy to get hold of and quick to reply if there is ever an issue. I also often use the paynin 3 function. Reviewed on: 8th July 2026

I wouldn't be without PayPal.

I wouldn't be without PayPal. It is easy to use, and I feel confident that my transactions are safe with it. I like that I can easily access and when needed cancel subscriptions, check payments and know that if there is an issue PayPal will deal with it. Reviewed on: 8th July 2026

Really great and useful when making purchases that r...

Really great and useful when making purchases that require large payments but the full amount cannot be made on the day. Splitting over 3 months is great. Reviewed on: 8th July 2026

A secure and convenient service.

I've used Paypal for many years now. I've never had any security concerns, and the 3 monthly payment option is so welcome in these difficult times. Reviewed on: 8th July 2026

I use PayPal all the time, I like how easy it is to...

I use PayPal all the time, I like how easy it is to use and the fact it tracks my orders. Reviewed on: 8th July 2026

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