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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98834 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98847)

I love it always reminds me when I need to pay thing...

I love it always reminds me when I need to pay things off and it’s super easy to use and not confusing at all, I recommend to anyone and everyone Reviewed on: 8th July 2026

PayPal pay in 3 was easy to set up and I find it ver...

PayPal pay in 3 was easy to set up and I find it very useful for helping budget when I need items that are extra to my normal monthly purchases for instance I bought a vacuum cleaner which I’d been putting off buying due to the cost but by spreading it over 3 months it seemed more affordable and meant I could buy it and not have to wait . I find they make repayments easy as it’s linked to my bank account so takes the money automatically so there is no effort for me. Reviewed on: 8th July 2026

Amazing experience and product

Amazing experience. Seemless product and integrated with my PayPal account. I use it for purchases where I need flexibility or to spread a bigger purchase. I like that it’s not an ongoing credit line and can be used for specific time bound needs. I wish they offered longer instalments like some others providers. Reviewed on: 8th July 2026

PayPal is always helpful against fake and fraudulent...

PayPal is always helpful against fake and fraudulent transactions. Reviewed on: 8th July 2026

Always been great for me.

Any issues promptly dealt with. Safe way to pay. Reviewed on: 8th July 2026

Good customer service, paypal is reliable

Customer service is very good, easily approachable and solves quickly, if there is any issues in the purchase refund. Reviewed on: 8th July 2026

Great experience since day 1.

Great experience since day 1. It's been years using PayPal Pay in 3 and it really helps me to manage my budget and maximize my shopping experience. The fact that you can use it for anything above £20 it's a game changer! Reviewed on: 8th July 2026

Good experience

Good to use PayPal especially The Emi facility is noteworthy. Reviewed on: 8th July 2026

The best

PayPal has been very helpful when I needed a refund. They have a very good customer services. They're always polite and curtious. They provide one of the best services for the nation. Reviewed on: 8th July 2026

Always had an easy and pleasant experience

Always had an easy and pleasant experience Reviewed on: 8th July 2026

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