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PayPal: Pay in 3 reviews

4.76
Based on 101,294 reviews, last reviewed 29th Aug 2026
36% increase in 5 star reviews
in the past 90 days
37% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026
A J's avatar
A J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101294)

Safe and secure.

5
Safe and secure. Easy to use knowing transactions are dealt with in confidence Reviewed on: 8th July 2026

Simple, convenient, quick.

5
Simple, convenient, quick. I’ve used Pay in 3 to pay for everything from train tickets to toilets! Particularly important to me is that it also works with their fault resolution. Said toilet, bought with pay-in-3, never arrived. I never had to pay the third installment as all was refunded by PayPal before then. Reviewed on: 8th July 2026

Excellent service

5
Excellent service, brilliant to have the option of pay 3. Would definitely recommend to use this service. Reviewed on: 8th July 2026

Trustworthy

5
Very quick and easy to use. One feels very safe when using PayPal. Reviewed on: 8th July 2026

The pay in 3 is very good and keeps you very well in...

5
The pay in 3 is very good and keeps you very well informed letting you know when payment is due. Reviewed on: 8th July 2026

PayPal is easy to cancel unwanted payments and easy...

5
PayPal is easy to cancel unwanted payments and easy to use. Reviewed on: 8th July 2026

My paypal

5
Easy to use and all aspects easily explained Reviewed on: 8th July 2026

It’s always a good 1 the app is excellent.

5
It’s always a good 1 the app is excellent. High recommended. Reviewed on: 8th July 2026

The PayPal experience

5
I use PayPal pay in 3 regularly and think it’s great. It helps me to be able to afford certain items that would normally be out of my budget. Also, the reminders they send are good, so that you can ensure the payment is in your bank. Reviewed on: 8th July 2026

Quick, clear and easy to get things done.

5
Quick, clear and easy to get things done. The app is easy to use. Customer service is quick, caring and acts on requests and queries. Reviewed on: 8th July 2026

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