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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101295 reviews)

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4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101295)

Ubiquitous presence, ease of use, security, trusted...

Ubiquitous presence, ease of use, security, trusted financial services provider Reviewed on: 8th July 2026

Great service, I have been using this year for with...

Great service, I have been using this year for with no issues at all. No interest, set up or late fees. I use pay in 3 whenever I can. With the cost of living it makes things much more affordable. Thank you PayPal for the support Reviewed on: 8th July 2026

Easy to get no issues at all 0% interest if someone...

Easy to get no issues at all 0% interest if someone needs quick short term loan to pay for any shopping id recommend it i had no payment issues everything went smoothly Reviewed on: 8th July 2026

I have never had a bad experience with PayPal.

I have never had a bad experience with PayPal. Where it is pay in 3 or having to get money back because of scam retailers. It has always been straight forward, easy and fast Reviewed on: 8th July 2026

Easy to use and a safe way to purchase items online.

Easy to use and a safe way to purchase items online. The no interest 3 payments helps for larger amounts Reviewed on: 8th July 2026

Paypal pay in 3

Easy to use wish there was an app like Klarna Reviewed on: 8th July 2026

: time of Austerity .; austerity in thd I have been...

I in this time of austerity in the World I have been able to enjoy weekly food shopping knowing that I have the opportunity to use PayPal ; Pay in 3 service which is wonderful for a 83yrs man living alone on benefits and State pension income.It allows me to live not just surviving . Reviewed on: 8th July 2026

excellent communication

I have only had good communication from people at PayPal. Reviewed on: 8th July 2026

I only ever use Paypal when purchasing on line.

I only ever use Paypal when purchasing on line. It is safe, secure and easy to address issues with any purchases made. Reviewed on: 8th July 2026

I always use PayPal option when I buy items online.

I will always look for the PayPal option when I buy items online. Their protection to it's customers is brilliant. I like the reassurance that if I buy anything using PayPal and its faulty or doesn't arrive then I can raise a dispute. Whenever I've had to do that PayPal have always come down on my side and reimbursed me. I love PayPal. Reviewed on: 8th July 2026

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