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PayPal: Pay in 3 reviews

4.76
Based on 101,295 reviews, last reviewed 30th Aug 2026
34% increase in 5 star reviews
in the past 90 days
37% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It made life so easy for me. It made life so easy for me. No stress financially. Reviewed on: 30th August 2026
EVAN S's avatar
EVAN S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101295)

Easy Peasy!

5
Easy to use platform. User friendly. Quick. Reviewed on: 8th July 2026

The most convenient way to pay especially for expens...

5
The most convenient way to pay especially for expensive items. Reviewed on: 8th July 2026

Good value for money

5
I’m really happy with PayPal’s 3-payment instalment option. It’s simple to use, the payments are clear and on time, and it makes managing larger purchases much easier. I’ve had a great experience and would definitely recommend it. Reviewed on: 8th July 2026

very convenient and safe .

5
very convenient and safe . I use daily instead of my bank account. People can send me money easily and I can receive money easily. I can use touch pay in shops and restaurants. The app is also easy to use and keep track of my spending Reviewed on: 8th July 2026

Responsible Money People.

5
I've used PayPal for many years and have never had a problem with them. They helped me get my money back after l was scammed for months. The scam was so well hidden, it became a stressful time for me. It was sorted in the end because of PayPal. Once again, thank you PayPal team. Reviewed on: 8th July 2026

Game changer.

5
Pay in three is a Godsend . It makes more expensive items affordable. Reviewed on: 8th July 2026

Paypal is great

5
Always use paypal when possible as feel secure that the payment is protected and its easy to use their methods of payments to make things affordable Reviewed on: 8th July 2026

I use the Pay in 3 option all the time.

5
I use the Pay in 3 option all the time. Really helps when you need to get something quite expensive and can't afford it all in one go. Being able to mange it and pay it off early is really handy too. Reviewed on: 8th July 2026

PayPal is incredibly user-friendly, and I find it mu...

5
PayPal is incredibly user-friendly, and I find it much more secure to use for making purchases compared to entering my debit or credit card information directly. Additionally, the option for interest-free credit for three months is particularly beneficial, especially during times when I may not have the full amount of cash available for a purchase. This flexibility allows me to manage my finances more effectively while still enjoying the convenience of online shopping. Reviewed on: 8th July 2026

.problem solving

5
If I had a problem the staff would help me resolve the issue or advise the best way forward Reviewed on: 8th July 2026

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