Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97316 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97337)

Instant decisions.

Instant decisions. Helps to pay gor goods Reviewed on: 7th July 2026

I usee paypal all the time for my purchases where it...

I use paypal all the time for my purchases where it is accepted. My payment is protected and I always feel safe using this payment method. I use pay in 3 quite regularly for large purchases. No fuss and easy to use and no interest too. Reviewed on: 7th July 2026

Love pay in 3 for its ease and making things attaina...

Love pay in 3 for its ease and making things attainable in these austere times. It’s literally the best thing and has helped me loads Reviewed on: 7th July 2026

Pay in 3 well worth the availability

I have used the pay in 3 service several times over the last couple of years and have always been happy with the service and the availability to use it and pay for goods over 3 equal monthly payments, which was a great service when it wasn’t possible to pay for items outright. Reviewed on: 7th July 2026

Removed pay in 3

I got a new bank card and my pay in three got removed and I've not been able to use it again Reviewed on: 7th July 2026

I find it a very convenient and secure way of purcha...

I find it a very convenient and secure way of purchasing goods. It provides peace of mind. I also use it for the pay in instalments which is incredibly useful for spreading the cost of items. Reviewed on: 7th July 2026

Great way to spread the cost when purchasing items ...

Great way to spread the cost when purchasing items Reviewed on: 7th July 2026

Fantastic experience with pay in 3.

Always had fantastic experience with pay in 3. No issues and easy to use Reviewed on: 7th July 2026

Easy to follow.

Easy to follow. Very secure & helpful. Reviewed on: 7th July 2026

Easy to use, great service that i would recommend.

Easy to use, great service that i would recommend. Simple no fuss service. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175578 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub