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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97261 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97269)

Was such an easy experience from start to finish

Was such an easy experience from start to finish Reviewed on: 7th July 2026

it’s fine, don’t really use that much anymore becaus...

it’s fine, don’t really use that much anymore because of other banking alternatives! but a great option for safe online purchases and transactions. Also very consumer friendly and will always protect your money. Reviewed on: 7th July 2026

I’ve been using PayPal for over 10 years now and I’v...

I’ve been using PayPal for over 10 years now and I’ve always thought it’s such a safe way to pay for things. Brining in the pay in 3 is such a good way to split costs of higher items and makes purchases more achievable. The whole process was so easy and user friendly. Reviewed on: 7th July 2026

great customer service

Always easy to use and great customer service Reviewed on: 7th July 2026

Always easy to use, good payment plans.

Always easy to use, good payment plans. Quick to get. Reviewed on: 7th July 2026

I’ve been using PayPal Pay in 3 for a while now, and...

I’ve been using PayPal Pay in 3 for a while now, and it’s honestly been a lifesaver during difficult times. Being able to spread the cost over three interest-free payments has made managing my finances so much easier, without worrying about paying extra in interest. One of the things I really appreciate about PayPal is the added peace of mind it gives when shopping online. If a product or service isn’t what was promised, their resolution process has always made me feel more protected than paying directly with a retailer. I’d definitely recommend it. Reviewed on: 7th July 2026

only use paypal

I only use PayPal for all of my online purchases and the pay in 3 was the best as well spread the cost instead of all in one go is a help as well and no hidden fees just brilliant from paypal for the consumer. Reviewed on: 7th July 2026

simply the best!!!

Excellent to use they make it so simple to use and it's stress free i have and will continue to use and recommend to family & friends Reviewed on: 7th July 2026

Paypal is

Paypal is a excellent service especially the pay in 3, helpful when need extra time to pay for something online. Reviewed on: 7th July 2026

Great service for larger purchases!

Great service especially for larger purchases. Easy and transparent app and user friendly also. This is a credit service that does not sit at the back of your mind like most credit providers, everything is set out correctly and easy to understand. PayPal credit is suitable for the little guy right up to the professional and everyone in between who is looking to spread purchases over a longer period of time with no hassle whatsoever. Reviewed on: 7th July 2026

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