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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

Always easy to use, no complicated small print.

Always easy to use, no complicated small print. Excellent service Reviewed on: 23rd July 2026

SECURITY

Very easy transactions. Very secure as well. Reviewed on: 23rd July 2026

Customer friendly service.

Customer friendly service. I have been using paypay for 5 years without problems. Reviewed on: 23rd July 2026

Excellent that I can pay for items and pay over time.

Excellent that I can pay for items and pay over time. Reviewed on: 23rd July 2026

Quick and easy!

It’s so easy to make payments and receive them too with PayPal! I love how quick and easy it is to use! Payments are very fast! So reliable! Reviewed on: 23rd July 2026

I have never had problems with paypal

I have never had problems with paypal Reviewed on: 23rd July 2026

Easy to use

Pay in 3 is easy to use, managed automatically. Can be very helpful at the end of a month before payday Reviewed on: 23rd July 2026

Peace of mind

I have used PayPal for many years , I find they give me peace of mind if in any event something goes wrong with the purchase I can rely on them to look into the matter and resolve the problem , as they did for me several years ago . In my mind it gives me confidence when purchasing . A very reliable company. Reviewed on: 23rd July 2026

Excellent, its a really big help in my life.

Excellent, its a really big help in my life. Reviewed on: 23rd July 2026

Good pay in three option.

Good pay in three option. God service handy easy to use Reviewed on: 22nd July 2026

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