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PayPal: Pay in 3 reviews

4.76
Based on 101,299 reviews, last reviewed 4th Sep 2026
26% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026
John Smith's avatar
John Smith

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101299)

I use this for almost everything I buy as paying in...

5
I use this for almost everything I buy as paying in 3 I am able to buy things I would not be able to afford if I had to pay all at once. The rewards also that I receive is great as it is money I can spend on what ever I want so I save this up to be able to buy a bigger purchase and it is all for free. Reviewed on: 8th July 2026

Safe and reliable for online purchases

5
Safe and reliable for online purchases Reviewed on: 8th July 2026

Smooth transactions.

5
Smooth transactions. Easy to navigate the website. Reviewed on: 8th July 2026

PayPal, the way I manage my money.

5
I have used PayPal for over 6 years now and would recommend it without hesitation. The advantages of using PayPal are extensive. From setting up a holiday savings group with my friends, paying off special purchases by instalments, being able to track my purchases so easily and I am now using the PayPal membership points scheme. I use PayPal for all of my online purchases and it makes me feel secure and confident. Reviewed on: 8th July 2026

Secure service.

5
Never had a problem and always felt it was secure Reviewed on: 8th July 2026

Great experience.

5
Great experience. You always give notifications when the payment is due. Reviewed on: 8th July 2026

Allows me to purchase large furniture items during m...

5
Allows me to purchase large furniture items during my house renovation without incurring interest fees, or having to dip into my savings. Reviewed on: 8th July 2026

Quick and easy to use when buying; it feels like I’m...

5
Quick and easy to use when buying; it feels like I’m more protected when buying from a new website. Reviewed on: 8th July 2026

Using pay in 3 helps me spread the costs

5
Using pay in 3 helps me spread the costs Reviewed on: 8th July 2026

would recommend this service

5
Great value, quick and easy to set up and use. Reviewed on: 8th July 2026

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