Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (81419 reviews)

View other PayPal products

4.76

Based on 81,219 reviews, last reviewed 7th Jul 2026

438% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (81429)

Great to have , quick , safe and very handy...

Great to have , quick , safe and very handy Reviewed on: 12th June 2026

Used PayPal for years secure fast payments

I have used PayPal for years as a really easy quick way to pay with the added security of knowing your payments are safe. I have used the pay in 3 quite a few times now, which is perfect for when you want to spread the full amount over three months interest fee. Allows me to spread the full amount into different pay months. Reviewed on: 12th June 2026

Always available 24/7 excellent service

Always available 24/7 excellent service Reviewed on: 12th June 2026

Ease of use and so helpfull when needing an item and...

Ease of use and so helpfull when needing an item and you just don't have the total money to hand. Great idea. Reviewed on: 12th June 2026

I’ve had PayPal for over 20 years.

I’ve had PayPal for over 20 years. I set it up when I was 15 years old in my mother’s name to sell on eBay. The reason customer service is 4 stars is due to me never being able to change the account into my name which I’ve tried periodically on and off over the last few decades. So now I’m married and it still shows as my mother’s name when paying people. Reviewed on: 12th June 2026

Good experience with it let me know when not possibl...

Good experience with it let me know when not possible keep me well informed of payment dates and you to date with how much payment is left. Easy to find in app Reviewed on: 12th June 2026

Great way

Great way to get a bargain on both price and pay Reviewed on: 12th June 2026

As easy as a few clicks, add as many actual payment...

As easy as a few clicks, add as many actual payment cards as you like Reviewed on: 12th June 2026

Always found PayPal very good and feel good helps me...

Always found PayPal very good and feel good helps me and organise my money as well. helps with gifting. Reviewed on: 12th June 2026

Great Payment Partner

Great option for secure payment and the pay in 3 is really useful Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 166616 reviews
Payments
from PayPal 4.70 from 3774 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub