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PayPal: Pay in 3 reviews

4.76
Based on 81,219 reviews, last reviewed 7th Jul 2026
438% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026
Kinga B's avatar
Kinga B

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026
Ronnie W's avatar
Ronnie W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (81400)

Very quick and easy.

5
Very quick and easy. Always feel safe using Pay PL as I’m kept in touch via their correspondence with all credits and debits confirmed plus reminders for the pay in 3 are given. Very reassuring and convenient. Reviewed on: 12th June 2026

Always been a straight forward process and good opti...

5
Always been a straight forward process and good option to spread my purchases without extra fees Reviewed on: 12th June 2026

Great financial services for all

5
Great financial services for everyone Reviewed on: 12th June 2026

Simple to use, good customer service

5
Simple to use, good customer service Reviewed on: 12th June 2026

Ideal when you don't want to spend a lot at once

5
Ideal when you don't want to spend a lot and can break up payments till payday. Reviewed on: 12th June 2026

Very good ,trustworthy and reliable service

5
Very good ,trustworthy and reliable service Reviewed on: 12th June 2026

I use PayPal most of the time for my payment...

4
I use PayPal most of the time for my payment Reviewed on: 12th June 2026

I love PayPal it is always my chosen method of payme...

5
I love PayPal it is always my chosen method of payment for security and ease. Reviewed on: 12th June 2026

Spread the cost

5
Allows me to spread the cost of large purchases easily whilst benefiting from the security of PayPal. It was really easy to do and I felt a lot more protected than other payment plan options. Will definitely be using pay in 3 again. Reviewed on: 12th June 2026

Easy, quick way of payment.

5
Easy, quick way of payment. Offers simple small financing solutions. Reviewed on: 12th June 2026

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