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PayPal: Pay in 3 reviews

4.76
Based on 81,219 reviews, last reviewed 7th Jul 2026
438% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026
Kinga B's avatar
Kinga B

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026
Ronnie W's avatar
Ronnie W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (81370)

simplicity

5
simple and effective that's what I like about it. Reviewed on: 12th June 2026

PayPal is my preferred payment provider as it's the...

5
PayPal is my preferred payment provider as it's the perfect way to spread the cost of purchases. It's easy to navigate and secure. Reviewed on: 12th June 2026

Easy to navigate and make payments

5
Always easy to navigate and make payments for goods or ser when bank card is not on hand Reviewed on: 12th June 2026

Makes it affordable and easy to budget if you want t...

5
Makes it affordable and easy to budget if you want that little treat or something unexpected comes along. Regular emails to let you know when payments are due. Reviewed on: 12th June 2026

Reliable, Convenient, and Great Customer Support

5
My experience with PayPal Pay in 3 has been excellent. I’ve been using the service for several years and have found it extremely beneficial. The application and payment process is always quick, simple, and straightforward. The customer service has also been outstanding. On one occasion, I needed to cancel a transaction and have the funds returned. The representative I spoke with was polite, professional, and very helpful throughout the process. The refund was processed promptly, and the funds were back in my account the very same day. Overall, PayPal Pay in 3 has been reliable, convenient, and backed by great customer support. I would highly recommend it to anyone looking for a flexible and hassle-free payment option. Reviewed on: 12th June 2026

Lovebles

5
Exelent experience usinbg paypal Reviewed on: 12th June 2026

It’s very helpful and gives support

5
It’s very helpful and gives support Reviewed on: 12th June 2026

Financial Freedom

5
To finally have all your banking needs together in one place makes it life changing for neurodivergent individuals like myself. The ease of joining to PayPal start to finish is second to none. Daily offers to reward yourself back with something, for you. The flexibility it gives you to run smoothly against your personal life. With no judgments, or harsh pressure regarding your credit history, fantastically directed the ease of use when using the app, and plenty of support and information always available. Reviewed on: 12th June 2026

Easy to setup, seamless repayment, easy to understan...

4
Easy to setup, seamless repayment, easy to understand terms. Support functions well versed and clear with providing information with regards to the mechanics of the BNPL scheme. Paypoal has always been a brilliant provider for payments, its secure, your payments are protected and the best part is protection. against fraudulent sellers and conterfreit products. I also find Paypal a great way to transfer funds internationally. Reviewed on: 12th June 2026

Pay in 3

5
Pay in 3 is convenient, great for larger value purchases. There’s no room for confusion as you know in advance how much the monthly amount is and when it will leave your account plus you receive a notification to let you know Reviewed on: 12th June 2026

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