Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101299 reviews)

View other PayPal products

4.76

Based on 101,299 reviews, last reviewed 4th Sep 2026

26% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101299)

I love the flexibility of PayPal pay in 3.

I love the flexibility of PayPal pay in 3. It means I can buy quality items that I usually wouldn’t be able to afford and pay in 3 instalments without interest added. Reviewed on: 8th July 2026

Recommend

Been using PayPal pay in 3 for a number of years never had a problem, it’s easy to use, always get a reminder when payment is due, helps spread costs when money is a little tight Reviewed on: 8th July 2026

Pay in 3 is helpful alternative

Pay in 3 has been very helpful especially for the bigger payments. It enables a bit of freedom to still buy important things without having to worry about going into debt. Reviewed on: 8th July 2026

I’ve never had any problems with PayPal except for l...

I’ve never had any problems with PayPal except for logging in but that seems good now Reviewed on: 8th July 2026

Excellent Customer Service!

When I was subject to a scam, I contacted customer services and they very kindly helped me through all the steps I needed to take to ensure my account was safe, Reviewed on: 8th July 2026

Fantastic!!!

Great service with PayPal I feel safe using it and iam informed promptly of any monies spent, deliveries and any safety aspects Would highly recommend to anyone I will always use PayPal Reviewed on: 8th July 2026

Been using PayPal for years!

I've been using PayPal for at least a decade,, I've had no issues with them, it's a great safe online service. I use them for all my online transactions and shopping. Reviewed on: 8th July 2026

Fast efficient service.

Fast efficient service. Always rely upon the transaction. Reviewed on: 8th July 2026

Quick easy to use well known Cash back option it goo...

Quick easy to use well known Cash back option it good lots of option pay of 3 in great Reviewed on: 8th July 2026

Simple and safe way of transacting.

Simple and safe way of transacting. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181143 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub