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PayPal: Pay in 3 reviews

4.76
Based on 81,219 reviews, last reviewed 7th Jul 2026
438% increase in 5 star reviews
in the past 90 days
450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Easy to use paypal, always helpful with lots of situations Reviewed on: 7th July 2026
Kinga B's avatar
Kinga B

Latest lowest rating:

2

Never know if pay in three will be agreed. Never know if pay in three will be agreed. Reviewed on: 7th July 2026
Ronnie W's avatar
Ronnie W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (81332)

Pay in 3 is excellent, never had any issues with it .

5
Pay in 3 is excellent, never had any issues with it . Reviewed on: 11th June 2026

My online amazing journey with PayPal

5
I have been using PayPal for more than 20 years. It has been a wonderful journey, and PayPal has always been my first choice for online payments. Reviewed on: 11th June 2026

Very Good

5
I find PayPal pay in 3 very convenient Reviewed on: 11th June 2026

Ever since it was available I always use PayPal pay...

5
Ever since it was available I always use PayPal pay in 3 on medium to large purchases. It’s always less alarming when 3 small payments leave my bank over 3 months rather than a big payment at once. I wouldn’t use it if it wasn’t 0% interest, I’m glad it is Reviewed on: 11th June 2026

Quick and easy to set up.

5
Quick and easy to set up.Have used the pay in 3 multiple times for my purchases. Reviewed on: 11th June 2026

Great option

5
It’s a great way to budget and still get the things you need Reviewed on: 11th June 2026

Trusted & protected service

5
Times are really hard with cost of living currently and paypal offers great affordable repayment plans that are manageable and a lifeline . Also using PayPal offers brilliant security when making online payments and protects customers against fraund. I always use PayPal and will continue to do so. Brilliant customer service 5 stars. Reviewed on: 11th June 2026

PayPal Pay in 3 feels like a breath of fresh air, de...

5
PayPal Pay in 3 feels like a breath of fresh air, dependable and helpful. Reviewed on: 11th June 2026

Very helpful.

5
Very helpful. It helped me a lot. Reviewed on: 11th June 2026

Always very helpful.

5
Always very helpful. . Responsive. Quick to address questions. Reviewed on: 11th June 2026

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