Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80687 reviews)

View other PayPal products

4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (80687)

Pay in 3 is a great way of being able to pay for thi...

Pay in 3 is a great way of being able to pay for things you don’t miss the money that much this way Reviewed on: 11th June 2026

PayPal pay in 3 really helps

PayPal pay in 3 really helps with being able to buy some things that I couldn’t afford all in one amount. Helps me manage my monthly spend without getting into debt and the app has all the info in one place so I can check what and when I still owe Reviewed on: 11th June 2026

Pay in 3 is easy

Pay in 3 is easy safe and helps spread the cost interest free Reviewed on: 11th June 2026

Its quick and easy.

Its quick and easy. Spreads the cost. Reviewed on: 11th June 2026

My experience with PayPal Pay in 3 has been very pos...

My experience with PayPal Pay in 3 has been very positive. The application process was quick and straightforward, and I was approved within minutes. The payment schedule was clearly explained, making it easy to keep track of my repayments. I appreciated being able to spread the cost of purchases without paying interest. The payments were taken on time, and I received helpful reminders before each instalment was due. Overall, PayPal Pay in 3 is a convenient and reliable service that I would happily use again and recommend to others. Reviewed on: 11th June 2026

Always easy and pleasan experience ...

Always had such an easy and pleasant experience with PayPal and trust them completely. PayPal makes me feel at ease with orders and when it comes to money as a whole. Reviewed on: 11th June 2026

Very easy to use.

Very easy to use. I usually use it on bigger purchases which makes life a little easier. I will continue to use in the future Reviewed on: 11th June 2026

safe, secure and manageable.

I know for certain that when I need a way to pay for something and have the assurance that it is both safe and secure. It provides the opportunity to pay larger amounts in a manageable way. Reviewed on: 11th June 2026

PayPal is my go to when shopping online.

PayPal is my go to when shopping online. Not only does it make checkout easier it’s also safer. The pay in 3 is also great to spread expensive purchases. Reviewed on: 11th June 2026

Quick and easy to apply and get results, useful adv...

Quick and easy to apply and get results, useful advice on how to make your money stretch further and to pay in three , that gives you more flexibility Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.81 from 291 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 153456 reviews
Payments
from PayPal 4.71 from 3765 reviews
Credit card
from PayPal 4.70 from 106 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub