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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101299 reviews)

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4.76

Based on 101,299 reviews, last reviewed 4th Sep 2026

26% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101299)

So easy to set up quick checks, makes life easier

So easy to set up quick checks, makes life easier Reviewed on: 8th July 2026

Simple & effective

It makes paying so simple & the above to do pay in instalments at 0% APR is a win. Reviewed on: 8th July 2026

Simple to set up and look after!

Very easy to set up, and no troubles throughout the duration of the agreement. Reminders sent before payments due each month ensuring that the right amount of money is available in the account for the payment. Reviewed on: 8th July 2026

Great choice of places to buy and use PayPal.

Great choice of places to buy and use PayPal. Highly recommended Reviewed on: 8th July 2026

I have always trusted PayPal, they secure your purch...

I have always trusted PayPal, they secure your purchases Reviewed on: 8th July 2026

PayPal is seamless.

PayPal is seamless. It’s like a fairy waving a wand, you sit back and enjoy a pain free transaction. Reviewed on: 8th July 2026

Only ever had good experiences with PayPal.

Only ever had good experiences with PayPal. I always try to pay with PayPal as I have used them for years and have faith in them Reviewed on: 8th July 2026

PayPal is excellent for online purchases.

PayPal is very good for online purchases, and if you need to spread the cost there is Pay in 3. It is interest free which is excellent. Reviewed on: 8th July 2026

Paypal - my main payment method

Always quick to communicate and helpful. The app is easy to work and up to date with trends. Reviewed on: 8th July 2026

PayPal 100%

I use PayPal for quite alot of purchases and find it easy to use with the app whenever I need to,I feel safe with the security PayPal provides to make sure my money and transactions are never compromised, the payment options are also really good Reviewed on: 8th July 2026

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