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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80476 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80476)

Easy to set up and use !

The whole process of setting bank accounts up to pay the Pay in 3 and the purchasing of goods has been very easy and good value. Reviewed on: 11th June 2026

Excellent easy to use online system with good featur...

Excellent easy to use online system with good features like pay in three which allows you to spread the cost of items over three months.i find this option particularly useful especially for the more expensive items. Reviewed on: 11th June 2026

Lifeline for pensioners!...

As a pensioner I find pay in 3 an absolutely fantastic way to pay for life’s little luxury items without using a credit card so I am not tempted into debt. Many thanks for this invaluable service. Reviewed on: 11th June 2026

Making life more affordable

Pay in 3 is a very good way to buy things that may be out of your reach having to pay upfront, it also offers very good customer protection if something goes wrong with your purchase, I have been using PayPal for years and I highly recommend it. Reviewed on: 11th June 2026

Mrs Evs Review

so easy to use and makes budgeting better Reviewed on: 11th June 2026

Easy to checkout always, best deals on top retailers

Easy to checkout always, best deals on top retailers Reviewed on: 11th June 2026

Earn more points on credit cards and cashback

Earn more points on credit cards and cashback Reviewed on: 11th June 2026

Best flexible way to pay wont get any other apps tha...

Best flexible way to pay wont get any other apps thats gives us 4 months interest free Reviewed on: 11th June 2026

Buy what you want, ..

I find PayPal pay in 3 very helpful for purchasing more expensive items. Reviewed on: 11th June 2026

Easy to set up, quick to approve

Easy to set up, quick to approve Reviewed on: 11th June 2026

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