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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80515 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80515)

Interest free credit on demand

Interest free credit on demand. Perfect for spreading cost of larger purchases. Repayment well organised and predictable. Reviewed on: 11th June 2026

Quick and effortless.

Quick and effortless. Usually approved in seconds. The best of that is that I don't need to remember to repay. Reviewed on: 11th June 2026

Great way to spread the cost.

Great way to spread the cost. Would recommend to family qnd friends Reviewed on: 11th June 2026

I have always been very pleased with the service Pay...

I have always been very pleased with the service PayPal provides. Reviewed on: 11th June 2026

Fast, Secure, and Reliable

PayPal has been a reliable and convenient way to send and receive money. The app is easy to use, transactions are usually quick, and the security features provide peace of mind when shopping online or transferring funds. I also appreciate the buyer protection and the ability to pay at many different stores. Overall, it's a trustworthy payment platform that makes managing payments simple and efficient Reviewed on: 11th June 2026

I know I'm looked after , it's a very secure way to...

I know I'm looked after , it's a very secure way to sell / buy any problems are resolved quickly ,money back guarantee I'm very confident in using g PayPal for my online payments Reviewed on: 11th June 2026

Total cinfidence

I have total confidence when making a payment. PayPal is fast, efficient and allows me options on how to pay. Reviewed on: 11th June 2026

It's a pleasure with PayPal

My experience with the customer service team was faultless. They patiently explained the issue and ensured quick resolution. I love the pay in 3 option, really helps with spreading the cost of purchases, especially at a time when so many prices are rising. Helps you feel in control of your finances and that you don't have to miss out on something you've had your eye on! Thanks PayPal! Reviewed on: 11th June 2026

Always convenient and any issues I’ve had (very few)...

Always convenient and any issues I’ve had (very few) have been resolved quickly Reviewed on: 11th June 2026

This has really helped me in times and always amazin...

This has really helped me in times and always amazing service with PayPal Reviewed on: 11th June 2026

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