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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79704 reviews)

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4.76

Based on 79,574 reviews, last reviewed 4th Jul 2026

5393200% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My go to for purchases that cost that little bit more Nearly every time i make a purchase that costs a little bit more, i turn to Paypal Pay in 3. Its so easy to use, i know exactly what ill be paying as ... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79705)

Quick, easy to use.

Quick, easy to use. Available across multiple retailer sites Reviewed on: 11th June 2026

Using the PayPal debit card for my daily transactions

Using the PayPal debit card for my daily transactions has been straightforward: it’s accepted everywhere. I love the rewards system which builds up very quickly and I’ve used wherever shopping online with PayPal, it’s great to use the points to reduce the cost of a treat! It took a little while to get used to tracking the transactions through my bank account but my simple spreadsheet is helpful and ensures that I stay within my tight budget and as before, those rewards points have enabled me to reduce the cost of online purchases by tens of pounds on several occasions. I find that placing an order with any retailer that accepts PayPal means there’s an opportunity to reduce the cost and its very straightforward to use. Reviewed on: 11th June 2026

Easy to set up and use.

Easy to set up and use. Let’s you know when to pay to avoid charges. Reviewed on: 11th June 2026

Heberth Morales

Excelent service great help easy way to pay. Reviewed on: 11th June 2026

Amazing Life Support for Families

As a single mother of 3, I sometimes struggle to provide everything we need during one month. PayPal came with a massive help! Pay in 3 option is my best mate. Bying school uniforms doesn't hurt me as much anymore! PayPal option is not available nearly everywhere making transactions much easier, and providing instalment or credit options. This is my life safer! Also using PayPal Credit- this servise is so transparent. This option also helped me going through the worst.Can't say much about the customer service as I have never had to speak to them, as everything works perfectly fine. Reviewed on: 11th June 2026

It was great

It was great it tell you the amout you pay each month and I decided I can pay the amount easier then the full amount. Reviewed on: 11th June 2026

perfect for christmas shopping lets me buy more and...

perfect for christmas shopping lets me buy more and budget better Reviewed on: 11th June 2026

very good value allowing me to purchase products

very good value allowing me to purchase products Reviewed on: 11th June 2026

A convenient way to pay with the added bonus of Prot...

A convenient way to pay with the added bonus of Protection. I use this method on a regular basis and particularly like the option for payment in 3 on larger ourchases Reviewed on: 11th June 2026

Paypal was brilliant like always.

Paypal was brilliant like always. Pay in 3 helps with making more affordable the things you want. Reviewed on: 11th June 2026

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