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PayPal: Pay in 3 reviews

4.76
Based on 101,300 reviews, last reviewed 5th Sep 2026
24% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy So simple to use and a great way to spread the costs without the additional burden of interest and forgetting payments Reviewed on: 5th September 2026
James Stuart-Gammie's avatar
James Stuart-Gammie

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

PayPal pay in 3

5
PayPal is good I like paying in 3 Reviewed on: 8th July 2026

It’s easy and give you a lot of facilities is the be...

5
It’s easy and give you a lot of facilities is the best option. Is very safe with your money. Reviewed on: 8th July 2026

Very useful

5
3 months credit is very useful I use it this on almost every time. Reviewed on: 8th July 2026

Why I’ve Trusted PayPal for Over a Decade

5
I’ve been using PayPal for over 10 years and it’s been one of my go-to payment methods. I mainly use it for the extra buyer protection, which gives me peace of mind when shopping online. When I moved into my apartment, PayPal Pay in 3 was especially helpful. It allowed me to spread the cost of buying essential electronics, making it much easier to manage my finances without delaying important purchases. Overall, I’ve found PayPal to be reliable, convenient, and a service I’ve been happy to use for many years. Reviewed on: 8th July 2026

Very good service and easy to use everywhere

5
Very good service and easy to use everywhere Reviewed on: 8th July 2026

PayPal is widely accepted and so easy to use .

5
PayPal is widely accepted and so easy to use . The security associated is reassuring . And most retailers seem to use it as a form of payment. I feel comfortable using it and the security measures are easy to use but a crucial step . Reviewed on: 8th July 2026

Great experience.

5
Great experience. Great way to help spread costs and payments. Reviewed on: 8th July 2026

Marvellous service, never have any issues and financ...

5
Marvellous service, never have any issues and financial options available are handy to have and easy to navigate Reviewed on: 8th July 2026

Easy to use

4
Easy to use, lots of help and FAQ information if you’re unsure of anything Reviewed on: 8th July 2026

Amazing support

5
Always supportive when needed they have always kept me on track Reviewed on: 8th July 2026

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