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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79692 reviews)

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4.76

Based on 79,574 reviews, last reviewed 4th Jul 2026

5393200% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My go to for purchases that cost that little bit more Nearly every time i make a purchase that costs a little bit more, i turn to Paypal Pay in 3. Its so easy to use, i know exactly what ill be paying as ... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79692)

A great service

I find PayPal in 3 a very convenient way to spread the cost of purchases. It’s interest free very easy to use. If there are any problems PayPal service are available and helpful. Reviewed on: 11th June 2026

A very happy customer

I love using paypal, I have been using PayPal for along time and pay almost everything by paypal, the pay in 3 is very conninient, the qualified threadhold is low, and automatically charged from my bank account eaxh month. there is no late payment fee which is a bonus, as I don't leave too much cash in my current bank account and it reminds me if a payment doesn't go through. Refund from retailer is also reassured when using PayPal, it paid back immediately when a relailer issue a refund and reach to my account immediately…PayPal is also very good tp handle refund if a retailer go into administration or having issue with refund… Paypalis always pau me back first. It sounds like you'd like help polishing this into a clear review. Here's a revised version: I love using PayPal and have been using it for many years. I pay for almost everything through PayPal, and the Pay in 3 feature is extremely convenient. The qualifying threshold is relatively low, and payments are automatically taken from my bank account each month. Another major benefit is that there are no late payment fees. I don't usually keep a large amount of money in my current account, so I appreciate that PayPal notifies me if a payment doesn't go through. I also feel reassured when it comes to refunds. When a retailer issues a refund, the money is often credited back quickly and reaches my account without delay. PayPal has also been very helpful in situations where a retailer has gone into administration or experienced difficulties processing refunds. In my experience, PayPal has consistently handled these issues efficiently and helped ensure I received my money back. Overall, PayPal is a reliable, convenient, and customer-friendly payment service that gives me confidence when shopping online. Reviewed on: 11th June 2026

Very quick and easy to set .

Very quick and easy to set . Hassle free payments Reviewed on: 11th June 2026

PayPal: a special service

Amazing I love PayPal , it’s so easy to use and provides spectacular safety precautions to protect you and your account Reviewed on: 11th June 2026

It’s very helpful especially towards end of the month

It’s very helpful especially towards end of the month Reviewed on: 11th June 2026

Pay in 3 - Great for splitting larger payments!

Pay in 3 is great for splitting larger payments over time. It's easy to do, you get a quick response when requesting it and it's easy to keep track of too in the app! Reviewed on: 11th June 2026

Always good service.

Always good service. Have used paypal for many years and will continue too. Reviewed on: 11th June 2026

Very efficient to use.

Very efficient to use. I often use for small and large purchases Reviewed on: 11th June 2026

Easy to apply seemless to bank account and so far go...

Easy to apply seemless to bank account and so far good information about when payment due Reviewed on: 11th June 2026

PayPal is outstanding and so efficient and easy to use.

PayPal is outstanding and so efficient and easy to use. Gives me complete security and peace of mind. By giving me the opportunity to pay in 3 instalments, It means that I can buy something I like which might be a little more expensive and the monthly payments are manageable and not noticed as much as a one off payment. It really works so well for me. Reviewed on: 11th June 2026

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