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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79682 reviews)

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4.76

Based on 79,574 reviews, last reviewed 4th Jul 2026

5393200% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My go to for purchases that cost that little bit more Nearly every time i make a purchase that costs a little bit more, i turn to Paypal Pay in 3. Its so easy to use, i know exactly what ill be paying as ... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79682)

Love PayPal.

I’ve been a PayPal user from the very start and it’s always been reliable and the service has been excellent. Reviewed on: 11th June 2026

5 star service

It’s fast convenient and always accurate Reviewed on: 11th June 2026

An easy and cosy free way to spread payments

An easy and cosy free way to spread payments at many retailers, perfect for big or unexpected purchases and has never caused me a problem. Reviewed on: 11th June 2026

Super easy to use - really clear and straightforward.

Super easy to use - really clear and straightforward. Sometimes it takes a while to go through but otherwise really good. Would recommend Reviewed on: 11th June 2026

Helped when I needed it urgently

Great for those emergencies or larger purchases. Gives you flexability to buy when you need it Reviewed on: 11th June 2026

Simple and Easy Finance Option

The Pay in 3 facility is an excellent service, it allows me to spread the cost without being in debt. It is easy and quick. Reviewed on: 11th June 2026

Availability

Always available and quick decisions Reviewed on: 11th June 2026

Quick, safe, reliable and easy to use

Quick, safe, reliable and easy to use Reviewed on: 11th June 2026

Paypal pay in 3- what's not to love?

Paypal pay in 3 is really excellent for managing slightly bigger purchases in affordable installments. As there are only 3 monthly payments due it means that the items are bought and paid for swiftly, meaning no lingering debt. The fact that they are interest free really is so good for managing your money. Reviewed on: 11th June 2026

No issues in general with using Paypal.

No issues in general with using Paypal. Reviewed on: 11th June 2026

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