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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101302)

It's a very simple and straightforward process with...

5
It's a very simple and straightforward process with PayPal doing everything for you Reviewed on: 8th July 2026
Gary Vale's avatar
Gary Vale

Pay in three is brilliant helps spreads the cost

5
Pay in three is brilliant helps spreads the cost Reviewed on: 8th July 2026
stephen maull's avatar
stephen maull

Brilliant platform.

5
Always trust worthy when it comes to buying, selling and sending money. Fast, reliable, easy to use. Have used PayPal for years and will continue to do so. Reviewed on: 8th July 2026
LM's avatar
LM

A microcosm of financial freedom.

5
I no longer have to wait 3 months to make 3 separate purchases in full. Now I can make those 3 purchases at once and pay over 3 months. For example, one £30 item per month over three months vs £90 worth of items for that same £30 a month. No interest. More time saved. Same pay cheque. It’s improved my purchasing experience. Reviewed on: 8th July 2026
Monika A's avatar
Monika A

Exultant service

5
PayPal is very good and easy to use. Customer service is very helpful Reviewed on: 8th July 2026
Asraf's avatar
Asraf

Does the job and more.

5
Does the job and more. You don’t need anything else but this really! Reviewed on: 8th July 2026
Luke A's avatar
Luke A

Easy to use.

5
Easy to use. Helped me budget when money was a bit short. Reviewed on: 8th July 2026
Bryan Harvey's avatar
Bryan Harvey

Paid both of them off in full dosent work again

1
I paid my pay in 3 on time and paid both of them off in full and now when I try snd use it again when I owe nothing it dosent work on anything I pay through PayPal for everything aswell Reviewed on: 8th July 2026
Courtney H's avatar
Courtney H

PayPal offers flexibility especially when funds are...

5
PayPal offers flexibility especially when funds are low and the washing machine breaks down Reviewed on: 8th July 2026
Jane R's avatar
Jane R

Easy to use.

5
Easy to use. Clear information and quick process. Reviewed on: 8th July 2026
Tracey W's avatar
Tracey W

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