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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101302 reviews)

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4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101302)

I have been using PayPal since I was 18 and I’ve nee...

I have been using PayPal since I was 18 and I’ve need had any problems it’s been 8 years and PayPal has been excellent easy to use Reviewed on: 8th July 2026

Easy payments, less financial stress

Here’s a polished version of your paragraph: PayPal Pay in 3 has made it much easier for me to buy the things I need without the stress of paying for everything upfront. It allows me to spread the cost into manageable payments, making purchases I might not otherwise be able to afford feel much less overwhelming. Instead of worrying about whether I can afford essential items, I can budget more effectively while still getting what I need. I also like being able to treat myself occasionally without putting unnecessary strain on my finances. I’ve used Pay in 3 for essential larger purchases, such as a recent fridge, and found it incredibly helpful. The PayPal app makes it easy to keep track of my payments, so staying on top of them is simple. I use PayPal for all of my purchases, not just Pay in 3, including paying in full when I choose to. I also regularly use it to send money to friends and family because all I need is their email address, which is much quicker and more convenient than entering card or bank details every time. The app securely saves recipient details, making future transfers fast and hassle-free. If you’d like, I can also make it sound more personal and conversational or tailor it for a review, survey, or testimonial. Reviewed on: 8th July 2026

Everything been good and fast and have trust

Everything been good and fast and have trust Reviewed on: 8th July 2026

Convenient and easy

I have been using PayPal pay in 3 for 4 years and its been one of the most convenient thing and its easy to use. Its super quick no crazy questions you can just set it up really fast. Reviewed on: 8th July 2026

Excellent service and reliable that you csn trust

Excellent service and reliable that you csn trust Reviewed on: 8th July 2026

Easy to use Less stressful way of paying Payment...

Easy to use Less stressful way of paying Payments spread out affordably Reviewed on: 8th July 2026

Using PayPal suits my budget as I pay in instalments...

Using PayPal suits my budget as I pay in instalments Reviewed on: 8th July 2026

Love using PayPal especially the 3 instalment paymen...

Love using PayPal especially the 3 instalment payment plan they have available. This comes in very handy for big purchases and on special occasions. Eg Xmas and birthdays. Reviewed on: 8th July 2026

Easy to use.

Lots of choices on how to pay, safely pay online with added benefits of money back if parcels get lost. Easy to set up your account. Reviewed on: 8th July 2026

Online shopping

Have made many transactions using PayPal all without any trouble at all. Reviewed on: 8th July 2026

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