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PayPal: Pay in 3 reviews

4.76
Based on 79,202 reviews, last reviewed 3rd Jul 2026
5358200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026
Em Gee's avatar
Em Gee

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79328)

I have never had any problems with pay pal

5
I have never had any problems with pay pal Reviewed on: 11th June 2026

So easy to get finance on small items

5
Easy to get 3 month finance great Reviewed on: 11th June 2026

Great service

5
I use pay in 3 all the time, it really helps. Reviewed on: 11th June 2026

The site is very easy to use

5
The site is very easy to use, and I feel safer paying online with it, than giving out my card details. Reviewed on: 11th June 2026

Easy to use and very reliable

5
Easy to use and very reliable, never a drama when paying or receiving money Reviewed on: 11th June 2026

Love it!

5
Love it! .. best thing about PayPal, even better than that dreadful Klarna, recommended to family and friends! Reviewed on: 11th June 2026

Easy to use.

5
Easy to use. Very helpful on the rare occasion I have an issue. Everything is easy to keep track of Reviewed on: 11th June 2026

Very good I trust it with my life

5
Very good I trust it with my life Reviewed on: 11th June 2026

I always feel safe when I’m using PayPal and I like...

5
I always feel safe when I’m using PayPal and I like that I can spread the cost of purchases so easily. By using PayPal I can show that I regularly pay off debt so in return I have an excellent credit score. Reviewed on: 11th June 2026

Paypal pay in three allows me to budget for more exp...

5
Paypal pay in three allows me to budget for more expensive purchases that I would not normally pay for in one transaction, it is quick and easy to apply for. Reviewed on: 11th June 2026

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