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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79343 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79343)

Pay in 3 is excellent in today's society with the co...

Pay in 3 is excellent in today's society with the cost of living crisis. It stops me using expensive credit cards when emergency money is required. Reviewed on: 11th June 2026

PayPal is my Pal

I have used PayPal for over 10 years and have always found it to be a safe, reliable, and easy way to make payments. I use it for purchasing items, transferring money, and managing both my business and personal finances. It’s incredibly hassle-free, straightforward to use, and I appreciate that there are no costs for the way I use it. I would highly recommend it to anyone looking for a secure and convenient payment service. Reviewed on: 11th June 2026

The Role of PayPal in Supporting Loved Ones

PayPal has played an essential role in my life, particularly when it comes to staying connected with loved ones across the world and contributing to causes that matter to me. Being able to send money quickly and securely to family members overseas has brought me a sense of comfort, knowing that I can provide support no matter the distance. It has made what could be a complicated process feel simple and accessible, allowing me to focus on helping rather than worrying about logistics. Beyond personal connections, PayPal has also made it easier for me to give back to charitable organisations. Whether responding to emergencies or supporting ongoing initiatives, the platform provides a straightforward and trustworthy way to donate. Over time, my positive experiences have built a strong sense of trust in its reliability and security. It has become more than just a financial tool, it’s a bridge that helps me maintain relationships, extend generosity, and make a meaningful impact in the lives of others. Reviewed on: 11th June 2026

Great idea for affordability

Safe place to store card details with affordable options on larger purchases. Pay in 3 is a great idea to spread the cost. Especially in the current financial state! Reviewed on: 11th June 2026

Really useful and efficient.

Really useful and efficient. I use it regularly and its a really good app too. Reviewed on: 11th June 2026

Always a posit experience and it means I can invest...

Always a posit experience and it means I can invest in more expensive items without the worry as it’s an manageable budget Reviewed on: 11th June 2026

I have used pay in 3 many times, however, have had s...

I have used pay in 3 many times, however, have had separate issues with PayPal when asking for help with a refund on a counterfeit item Reviewed on: 11th June 2026

It served my needs perfectly.

It served my needs perfectly. Pay in 3 was easy to set up but it would be handy if the day payments come out could be changed to align with my pay day. Reviewed on: 11th June 2026

Amazing service

Been with paypal for 12 years now and they just keep improving the user experience, value for money and their customer service Reviewed on: 11th June 2026

Seemless and very simple to use, Pal is my Go...

Seemless and very simple to use, Pal is my Go to Reviewed on: 11th June 2026

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