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PayPal: Pay in 3 reviews

4.76
Based on 79,202 reviews, last reviewed 3rd Jul 2026
5358200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026
Em Gee's avatar
Em Gee

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79357)

Simplicity is the key to it, it’s quick and useful t...

5
Simplicity is the key to it, it’s quick and useful to spread the cost on a secure platform Reviewed on: 11th June 2026

Have used PayPal for very many years.

5
Have used PayPal for very many years. Convenient, secure and do not have to give out your card details to merchants on every purchase. Pay in 3 is a life saver on the larger purchases to spread the cost without worrying about interest payments as there are none or missing payments as it auto takes the the required payment when its due. If the merchant accepts PayPal then i always use. You also get protection if things go wrong. Reviewed on: 11th June 2026

Easiest way to pay

4
Very quick and easy. It's always reliable and I love the different options to pay. Reviewed on: 11th June 2026

Just a simple way to split payments without the extr...

5
Just a simple way to split payments without the extra interest of a credit card Reviewed on: 11th June 2026

Easy to use and reliable, fast, very little customer...

5
Easy to use and reliable, fast, very little customer service needed but the process is straight forward and clear Reviewed on: 11th June 2026

Excellent service and so easy to use highly recommen...

5
Excellent service and so easy to use highly recommended five stars Reviewed on: 11th June 2026

Highly recommend PayPal.

5
Superb service. Flexible and reliable Reviewed on: 11th June 2026

Use PayPal for everything!

5
Use PayPal for everything!it’s the best Reviewed on: 11th June 2026

Helped me manage money and bigger purchases

5
It’s easy and helps you manage money and bigger purchases when on a budget Reviewed on: 11th June 2026

Intuitive, easy and quick.

5
Intuitive and always easy and quick. Like how you can pay whenever you want and easy to keep track of remaining amount. Reviewed on: 11th June 2026

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