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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79093 reviews)

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4.76

Based on 79,072 reviews, last reviewed 2nd Jul 2026

5345900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79093)

Very simple process and a useful facility

Very simple process and a useful facility Reviewed on: 11th June 2026

I love using Paypal.

I love using Paypal. The pay in 3 option is really good. It allows you to split your payment into 3 equal parts. Reviewed on: 11th June 2026

PayPal Pay in 3 is one of the most reliable and user...

PayPal Pay in 3 is one of the most reliable and user-friendly BNPL options available. Its integration into an ecosystem that millions of shoppers already use and trust gives it a massive edge over its competitors. The lack of interest and hidden fees makes it an excellent cash-flow management tool for larger, necessary expenses. Reviewed on: 11th June 2026

Effective and efficient

It has always been very easy to work with PayPal. I particularly like the pay in theee months option with no interest. I have used it for holiday payment and it has been very very helpful. It is so much effective because I don’t need to keep a track and it automatically goes from the bank in three instalments. Reviewed on: 11th June 2026

Help and planning.

Helps me budget and control how I save and spend my money. Reviewed on: 11th June 2026

Easy to Use, Secure, and Neurodivergent-Friendly

I’ve been using PayPal for several years for both personal purchases and online payments, and overall my experience has been very positive. The platform is straightforward to use, and I appreciate how quickly I can send or receive money without having to share my bank details directly with sellers. As someone who is neurodivergent and dyslexic, I find PayPal particularly user-friendly. The layout is clear, transactions are easy to follow, and the app is generally simple to navigate without feeling overwhelming. The payment process is straightforward, which helps reduce confusion and makes managing money online much easier. One of the biggest benefits is the added layer of security when shopping online. The buyer protection feature gives me more confidence when purchasing from unfamiliar websites. The mobile app is also convenient and allows me to check transactions, send payments, and manage my account with minimal effort. There are a few drawbacks. Some transactions can take longer than expected to process, and customer support can sometimes be difficult to reach. International payment fees can also be higher than anticipated. Overall, PayPal has been a reliable and accessible payment service for me. Its simple design, ease of use, and security features make it a great option, especially for people who value a clear and uncomplicated user experience. Reviewed on: 11th June 2026

Life saver!!

Paypals, pay in 3 function, is the easiest and lifesaving function I’ve ever used. The process of setup pay in 3 payment is so simple and it’s a lifesaver when you desperately need it. I’ve used and will continue to use the function for ever. Reviewed on: 11th June 2026

customer service

Phoned PayPal regarding a payment the customer service department explained it well Reviewed on: 11th June 2026

Happy customer.

Th buy now pay later with zero interest i very reasonably thought through. Reviewed on: 11th June 2026

Helpful hand

Iv never had any issues with payments and the pay in 3 option has helped me when when I needed it Reviewed on: 11th June 2026

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