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PayPal: Pay in 3 reviews

4.76
Based on 79,072 reviews, last reviewed 2nd Jul 2026
5345900% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026
Victoria b's avatar
Victoria b

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (79086)

I've used PayPal Pay in 3 numerous times

5
I've used PayPal Pay in 3 numerous times and I liked using it because I felt I had some control in what I was paying for. Even though I could pay for things in one go. I felt comfortable using Pay in 3 as I would still have a nice amount of money left in the account so there was no worry when paying for food shopping or going on a night out with friends while paying off the remainder of something I had bought over the next couple months. The other great thing about it is there is 0% interest so that once you have paid said thing off, there are no further charges. It used to be that the min/max for it was £30 to £2000. Now, it's £20 to £3000 which grants me more opportunities to purchase something with Pay in 3. I've used it to buy computer hardware, trips out to London, clothes, games etc. I like the control it gives me and I will continue to use it in the future. Reviewed on: 11th June 2026

good and helpful makes it easy to manage big purchases

5
good and helpful makes it easy to manage big purchases Reviewed on: 11th June 2026

I am very happy with PayPal!

5
I am very happy with PayPal! Great service! Reviewed on: 11th June 2026

It's very good service happy to use

5
It's very good service happy to use Reviewed on: 11th June 2026

I love PayPal, it makes life easy

5
I love PayPal, it makes life easy Reviewed on: 11th June 2026

Very convenient way to pay means I get to buy what I...

5
Very convenient way to pay means I get to buy what I need and spread the cost no hassle easy to apply very happy with the service Reviewed on: 11th June 2026

Very good and reliable for members

5
Very good and reliable for members Reviewed on: 11th June 2026

Fantastic if you have any problems with your order,...

5
Fantastic if you have any problems with your order, brilliant for customer service. Reviewed on: 11th June 2026

Happy security payments

5
I have only had to contact PayPal on one occasion regarding a fraudulent payment & the service was quick & positive & has encouraged me to remain a customer I feel my payments are secure especially with the increase of cyber hacking nowadays Reviewed on: 11th June 2026

PayPal pay on 3 is so easy to use & makes managing...

5
PayPal pay on 3 is so easy to use & makes managing purchases easy to keep money on track Reviewed on: 11th June 2026

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