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PayPal: Pay in 3 reviews

4.76
Based on 101,302 reviews, last reviewed 6th Sep 2026
23% increase in 5 star reviews
in the past 90 days
23% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026
Julie scibilia's avatar
Julie scibilia

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101302)

First choice for payments

5
Find it easy to navigate the site. Pay in 3 option is very useful Reviewed on: 8th July 2026

First time using a split payment system!

5
I have never used any other split payment system before. I don’t usually like to deal with instalments or added interest. However, the PayPal version was extremely simple, well explained and seemed easy enough. I used it for a large purchase and was very impressed with the efficiency of the whole process. There was reminders of the payouts for the following months and options to pay it off early. I have used it one more time since and feel safe whilst using it online. Reviewed on: 8th July 2026

I’ve have no issues with PayPal.

5
I’ve have no issues with PayPal. The experience has been fine for me. It app for PayPal is easy and straightforward. The pay for 3 month plan they have is extremely good and I use it all the time and also the protection you get when you purchase gives you that peace of mind. Reviewed on: 8th July 2026

PayPal review

5
I have used PayPal a lot and if l had any issues they were dealt with straight away. Reviewed on: 8th July 2026

PayPal Excellent Service

5
I have been using Paypal for many years now and would recommend it tonsll my family and friends excellent Reviewed on: 8th July 2026

Very enjoyable - user friendly system.

5
Very enjoyable - user friendly system. Reviewed on: 8th July 2026

Big help

5
Helps me buy bigger items and pay in three Reviewed on: 8th July 2026

Since, ive signed up its always worked for me when I...

5
Since, ive signed up its always worked for me when I bye things, and if there's a problem you all seam to sort it. Reviewed on: 8th July 2026

Love pay in 3.

4
Love pay in 3. Great for building a credit score Reviewed on: 8th July 2026

Without Pay in 3 I would not be able to afford costl...

5
Without Pay in 3 I would not be able to afford costly items Reviewed on: 8th July 2026

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