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PayPal: Pay in 3 reviews

4.76
Based on 78,608 reviews, last reviewed 1st Jul 2026
5302200% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026
CRG's avatar
CRG

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026
michael h's avatar
michael h

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (78638)

It is so easy to use and makes purchases possible.

5
It is so easy to use and makes purchases possible. It's almost instant and because of this, I can make purchases without having to pay interest. Reviewed on: 10th June 2026

Excellent no issues that hasn’t been resolved.

5
Excellent no issues that hasn’t been resolved.would strongly recommend Reviewed on: 10th June 2026

Perfect for online shopping

5
I shop online all the time and it is safe and quick to do this via PayPal. Reviewed on: 10th June 2026

I have used PayPal for many years. Fantastic service

5
I have used PayPal for many years. They provide a great service. I always pay for anything I order on-line using PayPal because they are so secure and efficient. Now they have introduced Pay in 3 interest free. That is a great service. I paid for my summer holiday using it. I would recommend PayPal, their service is one of the best. Reviewed on: 10th June 2026

PayPal is reliable, secure, and very easy to use.

5
PayPal is reliable, secure, and very easy to use. Transactions are quick, and I’ve had a smooth experience making payments and receiving money. Highly recommended. Reviewed on: 10th June 2026

Great way to pay for things

5
Amazing as alwyss great way to pay for things Reviewed on: 10th June 2026

Rating PayPal

5
Think PayPal is very easy and secure to use Reviewed on: 10th June 2026

Model customer service and easy pay in 3.

4
Most of the time I use PayPal for pay in 3. This has made a lot of my purchases possible when following a strict budget. On one such occasion, I had a incident where I had already made a payment through PayPal for a few products but most of the items were cancelled by merchant. This sort of situation makes me anxious especially when it comes to money. When I contacted PayPal customer service to inform them about the issue ahead of time they were quick to respond and reassure. I have really liked using this app because of the customer service who are brilliant when handling money matters. Reviewed on: 10th June 2026

I love using PayPal.

5
I love using PayPal. It makes me feel safe to purchase items online and gives me confidence in online retailers. Always quick and easy to use. Whenever I’ve had any problems with online spending the PayPal team have always been quick to resolve. Reviewed on: 10th June 2026

I was buying a garden shed.

5
I was buying a garden shed. Little short of ready cash, did consider borrowing from friends. Then I thought, 'How very embarrassing it would be when they all said no way. Then I thought, PayPal won't say no. I've never owed them a bean. So I used Pay In Three and now have a marvelous shed. Sorry, there were no drawbacks. Reviewed on: 10th June 2026

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