Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101302 reviews)

View other PayPal products

4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101302)

Great to use easy and fast never have a problem ever...

Great to use easy and fast never have a problem every transaction happens smoothly and in a safe environment Reviewed on: 8th July 2026

Good as many businesses use PayPal but poor that fee...

Good as many businesses use PayPal but poor that feed are quite high for businesses which feels exploitative. Reviewed on: 8th July 2026

0% instalment option is goat.

0% instalment option is goat. app is solid but basic. lots of vendors offer - but apple pay pay in 3 paypal is top Reviewed on: 8th July 2026

I have never had a problem and if anything have been...

I have never had a problem and if anything have been helped by the staff at paypal more than any other service Reviewed on: 8th July 2026

Highly reliable and incredibly convenient.

Highly reliable and incredibly convenient. I’ve been using PayPal for years for both online shopping and sending money to friends. Transactions are instant, the interface is user-friendly, and it’s accepted almost everywhere. Reviewed on: 8th July 2026

could be more friendly

even with an average rating it never allows people to use the pay in 3 options Reviewed on: 8th July 2026

PayPal is so safe and trustworthy.

PayPal is so safe and trustworthy.Any would be con artists and fake business profiles have no change against these guys.i feel I can shop with safety with PayPal. Reviewed on: 8th July 2026

I got scammed once and PayPal wouldn’t help I lost £...

I got scammed once and PayPal wouldn’t help I lost £600 because of them Reviewed on: 8th July 2026

I found PayPal Pay in 3 very straightforward to use.

I found PayPal Pay in 3 very straightforward to use. It let me spread the cost of bookings without paying any extra interest, and the payment schedule was clear and easy to keep track of. It made planning payments much more manageable for me. Reviewed on: 8th July 2026

PayPal is the easiest way to pay for goods online.

PayPal is the easiest way to pay for goods online. Any problems and your money will be refunded and their customer service is great. If I’m paying online I always try to pay through PayPal cos I know it’s the safest option especially with so many money scams in today’s world Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.29 from 64 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
next 3step
from Next 4.16 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181144 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub