Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78634 reviews)

View other PayPal products

4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78634)

The user interface with PayPal is easy to navigate a...

The user interface with PayPal is easy to navigate and makes sending/ receiving money hassle free. Reviewed on: 10th June 2026

Sending money to abroad

My experience to send money to Australia was really good and quick. But getting money from Australia was bit lengthy. Apart from the delay it was a good experience. Reviewed on: 10th June 2026

Really helpful for large purchases

Really helpful for large purchases Reviewed on: 10th June 2026

Really easy to set up and spreads the cost of items...

Really easy to set up and spreads the cost of items over affordable payments Reviewed on: 10th June 2026

What can I say accept "A excellent way to purchase,...

What can I say accept "A excellent way to purchase, pay and control your finances!. Takes the pressure off on those larger purchases, especially if unforseen. Excellent app , loads of savings and discounts, not to mention great customer support service, so i recommend giving PayPal a try. Reviewed on: 10th June 2026

Great that you can now split payment over 3 months a...

Great that you can now split payment over 3 months at 0% Reviewed on: 10th June 2026

Pay in 3 is an excellent option for people with lowe...

Pay in 3 is an excellent option for people with lower income as it gives them a chance to spread out the cost of the purchase. Very useful! Reviewed on: 10th June 2026

Paypal all the way!

Very convenient and easy to use. A great way to spread the cost of your purchases in this difficult economic environment. No interest charges or hidden fees. Updates of when your payments will be taken to allow budgeting. A sensible way to control your finances. Well done Paypal. Reviewed on: 10th June 2026

Making life more affordable

Simple and easy to use. Lots of services in one place, pay and receive online and with friends and family. Making life more affordable. Reviewed on: 10th June 2026

Brilliant experience with Paypal credit and Paypal.

Brilliant experience with Paypal credit and Paypal. Simple easy to use layout Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 147267 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.70 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub